Using World Bank Enterprise Survey in 2009, we investigated which factors determined SME access to credit in Vietnam. This database includes not only small and medium enterprises but also large enterprises. The scope of data is very wide but in measure of determinants of SME credit availability, the data is rather limited. Due to the characteristics of data, our paper could not aim at in-depth specific problems, but at looking for general picture of SMEs financing including endogenous and exogenous variables.The binominal logit model is used to assess the influence of firm and financial characteristics, credit worthiness, industry and region dummy on the probability that firms access credit. We added discriminant and cluster analysis to contribute to the findings that logistic model could not reach.Basing on logistic model, we found that besides conclusions that were consistent with other studies, there were also interesting unprecedented conclusions. Our study showed that in general, businesses in Vietnam depended too much on real estate, land as collateral compared with other Asian countries. As a result, this might cause problems for small businesses in accessing bank loans. However, this did not apply with Central North where it was extremely easy for small business to access capital. From the findings, our study suggests that more research be focused on this area in order to have deeper understanding of the factors that facilitate bank loans for SMEs which can be applied for SMEs in other areas.
The article proposes a method to broach the complication and mixture of the triangular causal nexus among gross domestic product (GDP), foreign direct investment (FDI), and foreign tourist arrivals (FTA) in Thua Thien Hue (TTH) province that has not yet been studied. FDI into TTH province fluctuates unpredictably, so the study investigates the causal relationship between the triangular variables over the whole period (1995–2019) and the shortened period (2003–2019). The ARDL model is the most optimal choice due to the heterogeneity of stationary characteristics and short time series data. The shortened period has established more statistically significant short- and long-term Granger causal relationships, excluding the economic crisis effect. The Granger causality test only underlined a unidirectional short-term relationship running from FTA to FDI in the shortened period. Policies for economic development in TTH province need to strengthen the coordination between foreign investment and tourism so that all economic sectors can jointly create spillover effects on economic growth.
The imbalance in the distribution of responsibilities for unpaid work has profoundly affected women’s’ empowerment and full participation in economic and social activities. The study surveyed more than 150 households in one rural area in one Vietnamese province. This study's result in the central rural area did not improve Vietnamese domestic labor division compared to previous studies. The daily time taken up doing housework strongly correlates with gender, and the t-Test is statistically significant differences in the mean by gender. Wives earn additional money, and then spend less time on housework; nonetheless, the wife's minimum threshold for housework time is much higher than her husband's maximum threshold. Unlike the time devoted to housework, how much income contributes to the household does not affect childcare time. Except for the gender factor, the importance and extent of factors affecting housework and childcare differed markedly. Peculiarly, the unemployment of husbands is not a normal situation in Vietnamese families, so the assumption of exchange theory is not satisfied, though the wife is almost unable to negotiate with the unemployed husband.
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