KUR Mikro (Kredit Usaha Rakyat) adalah variasi produk kredit yang disalurkan oleh kantor-kantor unit bank dengan target penyaluran berbeda-beda untuk setiap unitnya. Pencapaian target penyaluran di kantor unit dipantau oleh kantor cabang, sehingga diperlukan sistem yang dapat menangani hal tersebut. Dashboard Executive Information System dengan pendekatan terdistribusi dapat digunakan untuk memantau target pencapaian penyaluran KUR Mikro di setiap kantor unit Bank X. Web service digunakan untuk menjembatani komunikasi pada sistem terdistribusi. Dashboard Executive Information System digunakan oleh kepala cabang untuk memantau grafik data nasabah KUR Mikro. Kepala cabang dapat memantau perbandingan pencapaian target jumlah nasabah antar kantor unit pada sistem. Dashboard Executive Information System dapat berinteraksi dengan tiga entitas yaitu admin, kantor cabang dan kantor unit. Web Dashboard Executive Information System terdiri dari 17 halaman yang digunakan untuk manajemen data. Hasil pengujian dan analisa menunjukkan seluruh halaman web serta sinkronisasi berupa data nasabah, data pemohon, data pencairan dan data pembayaran kredit usaha rakyat dapat digunakan dengan status uji sukses. Kata Kunci: web service, Dashboard Executive Information System, KUR
The goal of this study is to investigate and explain the impact of trust in moderating the influence of perceived utility and perceived ease of use on LinkAja users' choice to use digital wallets. Purposive sampling is a non-probability sampling approach used to determine the sample. A total of 112 participants participated in the study as LinkAja users. The SEM-PLS method was used to examine the data. According to the findings of this study, perceived usefulness has a positive and significant effect on decision to use, perceived ease of use has a positive and significant effect on decision to use, perceived usefulness has a positive and significant effect on trust, perceived ease of use has a positive and significant effect on trust, and trust can mediate the effect of perceived usefulness and perceived ease of use on decision to use.The research findings have practical relevance in that the ease of use variable has the greatest path coefficient among the three factors that impact decision to use, where this can be a reference for LinkAja management in developing strategies to improve decision to use for LinkAja users by designing a system. which can make it easier to use for LinkAja users.
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