Data envelopment analysis is used in this study to provide measures of the e¤ciency of individual credit unions in the Australian state of Victoria in the period 1992^5. The resulting measures are consistent with those reported in comparable studies. There is no evidence that over the period of the study, the`average' credit union moved closer to the e¤cient frontier. E¤ciency measures are analysed according to the bond of association and the results are consistent with the proposition that a tighter bond will tend to reduce operating costs. In the period of the study there &CIRIEC 1999. Published by Blackwell Publishers,
The Haslegrave Report called attention to the need to develop the Commercial Technician: an office worker operating at sub‐professional level. What is meant by the term Commercial Technician? How should he be trained?
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