The aim of present study has been to investigate Emotional Intelligence and its impact on Indian IT professionals' emotional adjustment at workplace. The study was conducted in five major IT cities in India; NOIDA, DELHI, GURGAON, PUNE and BANGALURU. The study utilized a structured questionnaire developed by researcher based on emotional intelligence competencies as given by Daniel Goleman (1995, 1998). A sample of 414 software engineers from above mentioned major IT cities was used for statistical analysis. Data analysis included frequencies, percentages, mean scores, correlation and regression. The statistical data were computed by SPSS 16.0 for Windows. The analysis found statistically significant positive correlations between two variables of study; this means that increased emotional intelligence scores were associated with increased score of emotional adjustment at workplace amongst software engineers in Indian IT industry where the primary focus is on technical knowledge and expertise but soft skills.

In an attempt to evaluate the various initiatives taken by Government towards Financial Inclusion with the help of secondary sources published by RBI (Reserve Bank of India), CRISIL (Credit Rating Information Services of India Limited), EPWRF (Economic & Political Weekly Research Foundation). The interpretation of the secondary data compiled from these reports revealed that the growth of Financial Inclusion is slow (2010)(2011)(2012)(2013)(2014)(2015), a number of reasons are responsible for this failure that are the absence of bank branches, inability to maintain minimum balance requirement, lack of infrastructure, lack of documents are few to be mentioned. The increase in the Financial Inclusion over the years (2010)(2011)(2012)(2013)(2014)(2015) is very slow supporting the decision of the Government for the Payment Banks towards financial inclusion.

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The three Gunas namely, Sattva, Rajsic and Tamsic are considered as basis of personality formation according to Indian psychology which decides an individual's orientation towards something. In the study, two Gunas, i.e., Sattva Guna and Rajas Guna were taken into consideration as Tamsic Guna indicates malpractices where an individual is considered as self-centred. The studies have been done considering personality theories like trait theory or big five personality theory in correlation with job performance (Ceschi et al., 2016) but Indian personality theory is not studied that much. The study has been done on the employees of service sector of the Gwalior from central India. The objective of this study is to evaluate the impact of Sattva and Rajas Guna on employee job performance. The result of the study indicated that Sattva and Rajas Gunas are important contributors towards his job performance.

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