Small and medium sized enterprises (SMEs) have many benefits for the economy. They employ workforce, make investments, and pay taxes. Most of the time, they create innovative products that enhance competition. Therefore they can contribute to economy by providing innovative goods and services to the larger companies. However, they have short credit records and high risk as no concrete business is available. This kind of structure makes it difficult to finance projects if they don't have sufficient shareholders' equity. Bank loans are often not available, or they have high costs, bureaucracy and collateral requirements. Capital markets are also not accessible or provide low pricing for company stocks. Alternatives such as angel capital and crowd funding are available but they also have their limitations. This research has the goal to identify obstacles in SME financing and propose solutions in this field. A survey is made in Masko, an organized industrial zone in Ikitelli region, Istanbul, Turkey. The number of completed surveys are 416. There are information on sampling, scaling, reliability, factor analysis and regression analysis in the research. With the regression analysis the main hypothesis of the research: Solution Proposals for Financing of SMEs is being affected by other dimensions of the study. is accepted. The significant dependent variables that affect SME Financing are the frequency of using financial vehicles and Information on Financial Vehicles. A discussion section on research findings elaborates these results as well as some demographic variables such as gender, age, education, business operating period, having a finance department, obtaining loans and duration of loans. Some of the solution proposals available in the conclusion are lifelong learning and innovation, adjustments to the banking system, tax incentives, and transparency.