The purpose of this study was to evaluate the relationship between holding mortgage debt into retirement and financial satisfaction. Using data from the 2012 National Financial Capability Survey, this study explored the association between holding a mortgage in retirement and financial satisfaction through the use of a two-block hierarchical regression model. The first model of socio-demographics, financial constraints, and financial characteristics revealed a negative relationship between mortgage holders and financial satisfaction. The second model added measures of financial capability and financial beliefs, which revealed strong relationships between comfort with debt, knowledge about mortgages, subjective financial knowledge, and risk tolerance with financial satisfaction. After the addition of financial capability and belief measures, no relationship was found between holding a mortgage and financial satisfaction. Results suggest practitioners should explore their clients' beliefs about debt, as opposed to just the objective costs and benefits, when evaluating whether to hold a mortgage in retirement.

BackgroundPancreatic cancer has a high mortality rate due to late diagnosis and aggressive behavior. The prognosis is poor, with 5-year survival occurring in less than 5% of cases.AimTo analyze demographic characteristics, comorbidities, type of procedure and early postoperative complications of patients with pancreatic cancer submitted to surgical treatment.MethodsCross-sectional study with analysis of 28 medical records of patients with malignant tumors of the pancreas in a 62 month. Data collection was performed from the medical records of the hospital.ResultsOf the total, 53,6% were male and the mean age was 60.25 years. According to the procedure, 53,6% was submitted to duodenopancreactectomy the remainder to biliodigestive derivation or distal pancreatectomy. The ductal adenocarcinoma occurred in 82,1% and 92,9% of tumors were located in the pancreatic head. Early postoperative complications occurred in 64,3% of cases and the most prevalent was intra-abdominal abscess (32,1%). Among duodenopancreactectomies 77,8% had early postoperative complications.ConclusionIts necessary to encourage early detection of tumors of the pancreas to raise the number operations with curative intent. Refinements in surgical techniques and surgical teams can diminish postoperative complications and, so, operative morbimortality can also decrease over time.