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Consultants for their assistance with the chapter, and the staff at the Board of Governors of the Federal Reserve System for providing much of our data. We also thank David Autor, Richard Freeman, Alexandre Mas, and two referees for comments that greatly improved the chapter. In addition, we benefi ted from suggestions from Susan Woodward and participants at seminars hosted by the Aarhus School of Business, the Federal Reserve Board, the Federal Trade Commission,

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This publication primarily presents economic research aimed at improving policymaking by the Federal Reserve System and other governmental authorities.