This reseach aimed to evaluate the performance of monetary policy, toexamine and test the magnitude of the response rates on deposits and bank loans to the money market interest rate, and how fast adjustment of the interest rate of deposits and loans in response to changes in money market interest rates. The performance evaluation of the level of adjustment of interest rate pass-through is done by testing the coefficient of adjustment of the interest rate deposits and loans in response to changes in money market interest rates. The object of this reseach is reported in interest rates interbank money market (rPUAB) and bank interest rates (loans and deposits) of all commercial banks in Indonesia, the data used in the form of a row of monthly time (monthly time series) of the annual report of Bank Indonesia and SEKI ( Economic and Financial statistics Indonesia), in the period 2005-2016. The method used in this research is the Autoregressive Distributed Lag (ARDL) for calculating the amount of long-term coefficients and Error Correction Model (ECM) -ARDL for calculating the amount of short-term coefficients. We find of the analysis indicate a change of monetary policy in the short term through the interest rate channel with its operational targets interest rates interbank money market (interbank) did not respond in full by the rates on deposits and loans in commercial banks in Indonesia, represented by the value of the degree of pass- through which less than 1 and there is a tendency that the longterm interest rates on loans and deposits experienced incomplete pass-through, then interest rates on consumer loans and deposits of 24 months has the speed of the slowest, which means consumer loans and deposits of 24 months in Indonesia unresponsive to changes in interbank rates. keywords: ARDL, ECM, Interest Rate pass-through, PUAB.

This study aims to analyze and determine the effect of inflation, interest rates, unemployment on economic growth in West Java Province. The data used is secondary time series data for the period 2010 – 2020. The data is sourced from the Central Statistics Agency of West Java Province and Bank Indonesia. Data analysis was carried out using a quantitative approach with multiple linear regression model equations. The results of the study show that simultaneously (F test) inflation, interest rates and unemployment have a significant effect on economic growth in West Java Province. Partially (t test) inflation has a positive and insignificant effect on the economic growth of West Java province. The interest rate variable has a positive and significant effect on economic growth in the province of West Java. The unemployment variable has a negative and significant effect on the economic growth of the province of West Java. Penelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh inflasi, suku bunga, pengangguran terhadap pertumbuhan ekonomi Provinsi Jawa Barat. Data yang digunakan adalah data sekunder time series selama periode tahun 2010–2020. Data bersumber dari Badan Pusat Statistik Provinsi Jawa Barat dan Bank Indonesia. Analisis data dilakukan dengan pendekatan kuantitatif dengan persamaan model regresi linier berganda. Hasil penelitian menunjukkan bahwa secara simultan (uji F) inflasi, suku bunga dan pengangguran berpengaruh signifikan terhadap pertumbuhan ekonomi Provinsi Jawa Barat. Secara parsial (uji t) inflasi memiliki pengaruh positif dan tidak signifikan terhadap pertumbuhan ekonomi Provinsi Jawa Barat. Variabel suku bunga berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi Provinsi Jawa Barat. Variabel pengangguran berpengaruh negatif dan signifikan terhadap pertumbuhan ekonomi Provinsi Jawa Barat.

This study examines Klassen typology in Tasikmalaya Regency by identifying gross domestic regional bruto based on constant price 2010 to measure one of the superior sectors between 17 sectors interpreted in Tasikmalaya Regency from 2010-2021. Tasikmalaya Regency has numerous potentials especially in agriculture. Tasikmalaya Regency has significant hectares for agriculture. To interpret another numerous potentials, the methods of Klassen typology result must contain the superior sector as primary indicator to adequate coherency between agricultural and other commodities produced in Tasikmalaya Regency. Another potential of Tasikmalaya Regency is in extensive trades, and industries by identifying the amount of GDRP coherently and amount of industries such as the rectification industry of animal skins, chemical, tools, tobacco, and boutique. The methodology of research is using Klassen typology by measuring 17 sectors in gross domestic regional product based on constant price 2010. The criteria of Klassen typology are interpreted by indicating each of the contribution sectors and the growth of the economy in each sector in GDRP and stratified to four segments that contains prime sector, growth sector, potential sector, and underdeveloped sector. The result of this research indicates Tasikmalaya Regency has superior commodities in agriculture, extensive trades, information and communication, monetary and insurance, real estate, company services, and education.Penelitian ini mempelajari tentang tipologi Klassen di Kabupaten Tasikmalaya dengan mengidentifikasi produk domestik regional bruto atas dasar harga konstan tahun 2010 untuk mengukur sektor unggulan di antaranya 17 sektor ekonomi di Kabupaten Tasikmalaya tahun 2010 sampai 2021. Kabupaten Tasikmalaya memiliki banyak potensi khususnya pada sektor pertanian, dimana Kabupaten Tasikmalaya memiliki lahan yang luas untuk melakukan kegiatan pertanian. Untuk menginterpretasikan potensi lainnya di Kabupaten Tasikmalaya, hasil dari analisis tipologi Klassen harus menunjukkan sektor unggulan lainnya di bidang pertanian atau sektor lainnya di Kabupaten Tasikmalaya seperti perdagangan besar dan industri dengan mengidentifikasi dari jumlah PDRB dan jumlah industri kulit, kimia, peralatan, tembakau, dan batik. Metode penelitian yang digunakan adalah tipologi Klassen dengan mengukur 17 sektor dalam PDRB dan diklasifikasikan ke dalam beberapa segmen seperti sektor prima, sektor berkembang, sektor potensial, dan sektor terbelakang. Hasil dari penelitian ini menunjukkan bahwa Kabupaten Tasikmalaya memiliki potensi unggulan di sektor pertanian perdagangan besar, informasi dan komunikasi, jasa keuangan dan asuransi, real estate, jasa perusahaan, dan pendidikan.

This study aims to know and analyze the influence of interest based income and fee based income on return on assets in Bank Mandiri (Persero) Tbk from 2000 to 2018 simultaneously and partially. Research methodology used was the verifikatif method and descriptive method. Types of data was secondary data in the form of financial report. Instrument analysis using the regression equation was linear multiple, the coefficients corellation, the coefficients determination and the significance test.  The results of the analysis partially interest based income influential but not significant on return on assets while fee based income partially had a significant effect on return on assets. While simultaneously interest based income and fee based income had a significant effect on return on assets in Bank Mandiri (Persero) Tbk. Then the hypothesis was proven and verified. Keywords: Interest Based Income; Fee Based Income; Return On Assets.Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh interest based incomedan fee based income terhadap return on assetspada Bank Mandiri (Persero) Tbk periode 2000 sampai 2018 baik secara simultan maupun parsial. Metode penelitian yang digunakan adalah metode deskriptif dan verifikatif. Jenis data diperoleh melalui data sekunder berupa data laporan keuangan. Alat analisis menggunakan persamaan regresi linier berganda, koefisien korelasi, koefisien determinasi dan uji signifikansi. Hasil analisis menunjukan secara parsial interest based incomeberpengaruh tetapi tidak signifikan terhadap return on assetssedangkan fee based incomesecara parsial berpengaruh signifikan terhadap return on assets. Sedangkan secara simultandan fee based income berpengaruhsignifikan terhadap return on assetspada Bank Mandiri (Persero) Tbk. Dengan demikian hipotesis yang diajukan terbukti dan terverifikasi. Kata Kunci: Interest Based Income; Fee Based Income; Return On Asset.

This study aims to determine how much the trust and Brand Image influence on online purchasing decision at Instagram and analyze the most dominant factor in influencing online purchasing decisions on Instagram. The population in this study is the Instagram users who ever make online purchases on Instagram. Samples taken as many as 225 respondents using nonprobability sampling technique with accidental sampling approach, ie sampling technique based on chance, that consumers who use the services of Instagram. The results of this study indicate that all independent variables positive and has significant impact on purchasing decisions through F and T test. R value obtained was 0.615 showed a correlation or relationship between trust and Brand Image on online purchasing decisions, which addressed the relationship is a strong relationship since the R value close to 1, while the value of Adjusted R Square of 0.378 indicates a 37.8% variation decision Instagram purchase can be explained by the two independent variables, the remaining 62.2% is explained by other factors beyond the research.Keywords:Trust; Brand Image; Online Buying Decision; E-commerce.Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh kepercayaan dan Brand Imageterhadap keputusan pembelian secara online di Instagram dan menganalisis faktor yang paling dominan dalam mempengaruhi keputusan pembelian di Instagram. Populasi pada penelitian ini adalah pengguna Instagram yang pernah melakukan pembelian secara online pada Instagram. Sampel yang diambil sebanyak 225 responden dengan menggunakan teknik NonProbability Samplingdengan pendekatan accidental sampling, yaitu teknik penentuan sampel berdasarkan kebetulan, yaitu konsumen yang mengunakan jasa Instagram. Hasil penelitian ini menunjukkan bahwa semua variable independen berpengaruh positif dan signifikan terhadap keputusan pembelian melalui uji F dan uji T. Nilai R diperoleh sebesar 0,615 menunjukan korelasi atau hubungan antara kepercayaan dan Brand Imageterhadap keputusan pembelian, dimana hubungan tersebut menujukan sebuah hubungan yang kuat karena nilai R mendekati 1, sedangkan nilai Adjusted R Squaresebesar 0,378 menunjukan 37,8% variasi keputusan pembelian di Instagram dapat dijelaskan oleh kedua variable independen tersebut, sisanya 62,2% dijelaskan oleh faktor-faktor lain diluar penelitian. Kata Kunci:Kepercayaan; Brand Image; Keputusan Pembelian; E-commerce.