Aim This study aimed to: (i) calculate personal financial costs associated with urgent dental attendance; and (ii) investigate the pain‐related disability and quality of life impact of dental conditions which result in urgent dental attendance. Methodology Data were collected from those presenting with urgent dental conditions to an out‐of‐hours dental service, a dental emergency clinic (DEC) and five primary care general dental practices across North‐East England. A pre‐operative questionnaire explored the impact of urgent dental conditions on oral health‐related quality of life (OHRQoL) using Oral Health Impact Profile‐14 (OHIP‐14) and a modified Graded Chronic Pain Scale (GCPS). OHIP‐14 yields a maximum score of 56, with a higher score indicating a lower OHRQoL. Personal financial costs were summed to provide a total. These included travel, appointment fees, childcare costs, medication use and time away from work. Data were analysed using one‐way anova and multivariable modelling. Results In total, 714 participants were recruited. The mean OHIP‐14 score was 25.73; 95% CI [24.67, 26.79], GCPS CPI was 71.69; 95% CI [70.09, 73.28] and GCPS interference was 49.56; 95% CI [47.24, 51.87]. Symptomatic irreversible pulpitis was the most frequently managed dental emergency and was associated with the highest mean OHIP‐14 score (31.67; 95% CI [30.20, 33.15]). The mean personal financial cost of urgent dental care (UDC) was £85.81; 95% CI [73.29, 98.33]. Differences in travel time (F[2, 691] = 10.24, p < .001), transport costs (F[2, 698] = 4.92, p = .004), and appointment time (F[2, 74] = 9.40, p < .001) were significant between patients attending an out‐of‐hours dental service, DEC and dental practices for emergency care, with a DEC being associated with the highest costs and dental practices the lowest. Conclusions Diseases of the pulp and associated periapical disease were the most common reason for patients to present for UDC and were the most impactful in terms of OHRQoL and pain in the present sample. Personal financial costs are significant from urgent dental conditions, with centralized services increasing the burden to patients of attending appointments.

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