This study was to evaluate the groundwater-level behavior in Geum River Basin (9645.5 km2) of South Korea with HadGEM3-RA RCP 4.5 and 8.5 climate change scenarios and future groundwater use data using the soil and water assessment tool (SWAT). Before evaluating future groundwater behavior, the SWAT model was calibrated and validated using the daily inflows and storage of two dams (DCD and YDD) in the basin for 11 years (2005–2015), the daily groundwater-level observation data at five locations (JSJS, OCCS, BEMR, CASS, and BYBY), and the daily inflow and storage of three weir locations (SJW, GJW, and BJW) for three years and five months (August 2012 to December 2015). The Nash–Sutcliffe efficiency (NSE) and the coefficient of determination (R2) of two dam inflows was 0.55–0.70 and 0.67–0.75. For the inflows of the three weirs, NSE was 0.57–0.77 and R2 was 0.62–0.81. The average R2 value for the groundwater levels of the five locations ranged from 0.53 to 0.61. After verifying the SWAT for hydrologic components, we evaluated the behavior of future groundwater levels by future climate change scenarios and estimated future ground water use by Korean water vision 2020 based on ground water use monitoring data. The future groundwater-level decreased by −13.0, −5.0, and −9.0 cm at three upstream locations (JSJS, OCCS, and BEMR) among the five groundwater-level observation locations and increased by +3.0 and +1.0 cm at two downstream locations (CASS and BYBY). The future groundwater level was directly affected by the groundwater recharge, which was dependent on the seasonal and spatial precipitations in the basin.