This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exist between financial behaviors and financial social learning opportunities. Students who budget and save tended to have higher scores on the social learning opportunities indices than those who do not budget and save. Financial behaviors were positively related to social learning opportunities when controlling for demographic and financial characteristics.

This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data was collected from current college students age 18 and over throughout the United States during spring and fall of 2008. Results suggest important relationships exist among financial social learning opportunities, financial dispositions, and financial behaviors.

This study assesses the effectiveness of state mandates regarding high school financial education in the United States. Data (N = 12,967) were collected from current college students aged 18 and over via a web survey from 15 college campuses from various regions across the United States. A stratified random sampling method was employed. Overall, this study shows that the financial behaviours of college students vary by high school state mandates on financial education, even when controlling for students' characteristics, financial knowledge, financial socialisation and financial dispositions. In the current study, a policy of "course required" was associated with financial behaviours in terms of regular saving, not "maxing out," and paying off credit card balances fully each month.

The COVID-19 pandemic brought grave financial concerns for families in the United States as they attempted to navigate the multifaceted impacts of the pandemic. The present descriptive study examined Florida families' employment characteristics, credit card debt, savings characteristics, use of savings based on employment and income variables, and patterns of use of the first 2020 economic impact payment during the early stages of the COVID-19 pandemic. Responses to an online questionnaire were collected from 526 Florida residents, age 18 or older, who were parents of minor children during the time the study was conducted. Findings are indicative of varying financial impacts on families based on gender, marital status, income level, and employment status related to COVID-19. Implications are presented for employers, educators, researchers, policymakers, and families.