This paper addresses household-level disaster financing strategies of the poor in developing countries within the context of current poverty trap discussions. It presents findings on risk perceptions and loss financing practices in relation to floods and droughts in Uttar Pradesh, India. The study found that, due to financial shocks, the risk of households falling below the subsistence level and into a poverty trap is high. In this context, the paper links current approaches in household welfare-driven disaster risk financing to the survey results and provides policy recommendations.

The growth and development of Wheat (Triticum aestivum Linn.) plant has been studied using self-prepared kitchen waste biofertilizer. The experimental plants which were grown using the biofertilizer prepared using the kitchen biodegradable wastes excelled on all the parameters tested (rate of seed germination, root – shoot ratio, chlorophyll contents in leaves and Nitrate Reductase activity) in comparison to traditional chemical fertilizers and therefore, the prepared biofertilizer has been found to be more effective nutrient supplier than the traditional chemical fertilizers.

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In present study, an evaluation of ZESTP (Zero Energy Sewage Treatment Plant) has been described as an alternative solution of sewage water treatment. This system has become widely famous because of having great absorption efficiencyof nutrients, simple construction and maintenance, relatively less costly as well as a strong process. After treatment of sewage water, the level of dissolve oxygen was increased up to 73% due to the enhanced numbers of photosynthetic organisms. Some aquatic macrophytes such as Eichhornia crassipes (Mart.) Solms, Pistia stratiotes L. and Hydrilla verticillata Casp were used in ZESTP for waste water treatment based on phytoremediation. ZESTP could reduce the around 84% turbidity, 46% electrical conductivity, 43% salinity, 74% acidity, 69% free CO2, 73% BOD, 44% COD, 70% suspended solids, 62% total hardness, 71% chloride, 59% cadmium, 51% iron, and 71% copper from the waste water. Naturally, some plants have capability are to retain and/or remove fatal chemicals which are present in sewage water. Moreover, macrophytes based ZESTP is a cost effective and an eco-friendly technique of sewage water treatment.