The positive effect of students' exposure to entrepreneurship education and entrepreneurship intention is well established in extant literature. Ghana is an example of an emerging country that has embraced entrepreneurship and entrepreneurial education to curb unemployment levels, especially among university graduates. However, countless university graduates especially in Ghana prefer seeking non-existent jobs rather than establishing their businesses. Therefore, this paper proposes a conceptual framework that highlights entrepreneurial competencies, social support, and business opportunities as essential factors that can potentially enhance the entrepreneurial intentions of university students, particularly fresh graduates. Specifically, we offer three propositions with the anticipation of generating fresh research interest for future studies in entrepreneurial intentions among university graduates. Understanding these driving forces leading to entrepreneurial intentions among young graduates is critical for effective entrepreneurship education and self-employment in Ghana and beyond.
In this paper, we examined consumers’ intention to adopt and use mobile payment method in Ghana. Data for the study was obtained from a sample of 260 respondents through online and direct survey using structured questionnaire. Structural Equation Modeling was used to analyse the data through SPSS v.22 and SmartPLS v.3. Findings with regards to the determinants of mobile payment system adoption indicate that perceived security, attitude and perceived usefulness play active roles in consumers decision to adopt mobile payment method in Ghana. Also, perceived usefulness and perceived ease of use have a significant and positive influence on consumers’ attitude towards mobile payment adoption. Further, subjective norm was found to influence perceived usefulness and perceived ease of use of mobile payment adoption in Ghana. The study contributes to literature on mobile payment system from developing country context. The study proffered some recommendations.
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