The present organizations in which cut throat competition is there among employees, organizational justice and trust become more important to develop organizational citizenship behavior. organisation citizenship behavior is voluntary behavior on the part of employee which does not bring any reward to them. An employee who feels like citizen of organization does something extra for organization and coworkers which is not described in job description. Many previous researches proved impact of trust on organizational citizenship behavior and impact of organizational justice on organizational citizenship behavior. This study attempts to find out impact of trust and justice on OCB separately as well as combined impact of both the variables on OCB in service industry of Gwalior (MP, India).various statistical tools like reliability analysis and regression analysis was applied to the gathered data to fulfill the objective of the study.

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The present study attempts to determine the major factors affecting the profitability of Indian private and public sector banks. The study consists of 13 Indian private and 23 Indian public sector banks. The sample of the study has been taken for the period of 2007 to 2016. Levin-Lin-Chu test and Panel data regression model have been used to analyze the results. Profitability of banks has been measured by return on net worth. Equity assets ratio, capital assets ratio, non-performing loans to loans ratio, capital adequacy ratio, loan to assets ratio and cost to income ratio have been used as independent variables. The results of panel data regression model reveal that equity assets ratio, capital assets ratio, non-performing loans to loans ratio, loan to assets ratio and cost toincome ratio are significant while capital adequacy ratio is not a significant determinant of profitability of Indian private banks. Looking on to the profitability of Indian public banks, equity assets ratio, non-performing loans to loans ratio, capital adequacy ratio and cost to income ratio are significant while capital assets ratio and loan to assets ratio are non-significant determinants.

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