This study aims to provide empirical evidence about the effect of DPK (Third Party Funds), CAR (Capital Adequacy Ratio), LDR (Loan to Deposit Ratio), and BOPO (Operating Expenses to Operating Income) on the profitability (ROA) of state banks. The multiple linear regression with classic assumption test was used to hypothesis testing. The results showed that DPK, LDR, and BOPO had a positive and significant effect on ROA, while CAR has no significantly effect. Among all the independent variables studied, DPK is the dominant variable affecting ROA, and, ROA can explained by the variables studied at 81.4% while the remainder was explained by other factors not included in the study.
House can be utilized according to our tastes and desires. If it is managed with a bail yard, the house can provide benefits for family life. By planting productive plants in the yard will provide a double benefit. While creating a clean, green, healthy and beautiful environment. Every community organization needs the ability to survive in the face of today's changing environment. Therefore competent entrepreneurship training in the people of Srengseng Sawah Kelurahan must be conducted in order to be able to produce results in accordance with the goals and objectives and in accordance with the expected performance standards.
Early childhood education is the basis for the development of individual character in his future life. Teachers are not only required to master the fields of science, teaching materials, and methods, but also must be able to motivate students to have skills, be creative and have broad insights. This relates to the potential that exists in the community that has not been carried out optimally, so it requires the involvement of other parties in this case universities to provide counseling and training to the community. Therefore, there was a training and counseling activity for kindergarten and TPA teachers located at the At-Taqwa Mosque.
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