In determining the benefits of a pension fund, proper calculations are needed so as not to provide a pension that is too small or too large for someone. The importance of discussing the problems in pension funds is to understand the various problems that exist in determining pension funds. The purpose of making the solution to the selected questions is because the author feels that a discussion about these questions is needed. The problems that exist are sought to be solved using the Traditional Unit Credit (TUC) method and the Projected Unit Credit (PUC) method. The result obtained from the problem under discussion is that if only changes in the age part are entered, it means that it is only necessary to multiply the previously obtained normal cost by the difference from the age in the specified year with the entered age. For those who survive, the normal fee is IDR 33,125, if there are 92 participants who are still alive, the normal fee is IDR. 3,047,490, if there are 96 participants who are still alive, the normal fee is IDR 3,180,000, and if all participants are still alive, the normal fee is IDR 3,312,510. It is hoped that the discussion of the selected questions will help readers understand how to solve problems in determining pension funds.
Foreign Exchange or usually known as Forex are one of the most famous investment objects. When investing in Forex, it is necessary to know the movements of the foreign exchange price as well as the risk that might happen. The purpose of this study is to predict the level of risk, seeing the characteristics of foreign exchange, and compare which foreign exchange is better to invest in. The Value-At-Risk (VaR) models used to predict the risk of the foreign exchange are VaR of standard normal distribution approach, VaR of Student-t distribution approach, and Modified VaR normal. Based on the research, the potential loss for AUD is Rp 9,445.26, CAD is Rp 7,972.62, CHF is Rp 7,073.74, EUR is Rp 6281.90, GBP is Rp 9,234.37, JPY is Rp 10,971.68, SGD is Rp 3,988.65, and USD is Rp 2,896.47 with an assumption that an investor invests as much as Rp 1,000,000.00 to each foreign exchange. USD is the best foreign exchange to choose because it has the lowest potential risk based on its VaR.
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