No abstract

The issues of household economic security are a major focus of interest of the government and scientific community. The research object is the Russian households that are functioning in actual conditions, reflecting the state of the Russian economy. The research subject is the processes which feature the safe conditions of households, performing their socially and economically important functions.To analyse the economic security of households, the efficiency of the processes dealing with the functioning of households, the authors use the method of the eigenstates. The special feature of the method resides in creating the reference model. The multiplefactor model is applied in terms of the group of the indicators describing the parameters of production, business, consumption, saving, and financial activity of a household for creating the reference models of the interaction of the processes determining the functioning of a household.The research reasons that the key indicators of the functions performed by the households and the complex of the measurements reflecting the degree of their efficiency or otherwise -the condition of economic security of households can be presented by means of a reference model. The research stages include the preliminary data processing, the calculation of the correlation matrix, the determination of eigenvectors, the justification for the selection criteria of eigenstates, the analysis of eigenstates, the calculation of key components, the calculation of model values of the indicators for the key components, and the analysis of the reliability of forecasting results.The results of the analysis are confirmed with a high degree of match for the results on three eigenstates. The authors draw a conclusion that households may ensure their economic security in the long term. Nowadays, it is supported by the effective performance of the financial, production and saving functions of households. For further strengthening of the economic security it is necessary to create the conditions for more effective implementation of business and consumption functions.The proposed methodical approach was tested at the macrolevel of the Russian economy and can be used for the assessment of the state of household economic security in a certain region with a high degree of efficiency and reliability of the results.