Abstract.The development of the creative economy in Indonesia is appropriate through the Micro, Small and Medium Enterprises (MSMEs) model. One of the potential cities for the development of MSMEs is Tasikmalaya City. However, the competitiveness of MSMEs in Tasikmalaya City is still considered low. The determinat variables that observed in this study are human resources, technology, managerial, institutional, promotion, and capital. The aim of the study is to analyze the competitiveness of MSMEs in Tasikmalaya City as an effort in developing the regional economy. This research uses quantitative descriptive method. Data was collected through an interview process using a questionnaire. Data is processed using Geographic Information System (GIS). The results showed that human resources were the most important factor in increasing MSMEs competitiveness (42%). In addition to improving skills in human resources, revitalization in managerial systems and easy access to technology in MSMEs are also needed.Keywords: Competitiveness; Geographic Information System; MSMEsAbstrak.Pengembangan ekonomi kreatif di Indonesia sangat tepat dilakukan melalui model Usaha Mikro, Kecil dan Menengah (UMKM). Salah satu kota yang potensial untuk pengembangan UMKM yaitu kota Tasikmalaya. Namun, daya saing UMKM di Kota Tasikmalaya dinilai masih rendah. Variabel penentu daya saing dalam penelitian ini adalah sumber daya manusia, teknologi, manajerial, kelembagaan, promosi, dan modal. Tujuan dari penelitian ini adalah untuk menganalisis daya saing UMKM di Kota Tasikmalaya sebagai upaya mengembangkan ekonomi daerah. Penelitian ini menggunakan metode deskriptif kuantitatif. Data dikumpulkan melalui proses wawancara menggunakan kuesioner. Pengolahan data dilakukan dengan menggunakan Sistem Informasi Geografis (SIG). Hasil penelitian menunjukkan bahwa sumber daya manusia adalah faktor yang paling penting dalam meningkatkan daya saing UMKM (42%). Selain peningkatan keterampilan dalam sumber daya manusia, diperlukan juga revitalisasi dalam sistem manajerial dan kemudahan akses teknologi pada UMKM. Kata Kunci: Daya Saing; Geographic Information System; UMKM

Palm oil is one of the plantation sub-sectors that plays an important role in the Indonesian economy. Smallholder plantation with an area of more than 40% has a significant role in the development of this industry. Low productivity becomes the main problem on-in smallholder plantation. Low productivity of smallholder plantation is mainly due to the inappropriate of plant genetic material. Genetic improvement for increased productivity can be done either through new planting (extensification) and rejuvenation (intensification). Extensification constrained Presidential Instruction 10/2011 while the intensification constrained by funding issues of rejuvenation. This research conducts a literature review, in-depth interview and questionnaire method to collect opinions from the experts and practitioners. Analytical Network Process (ANP) is used to analyze the data. The results showed that the factors which influenced in this study were policy environment (41.29%), policy stakeholder (35.72%), and public policy (23.00%). The moratorium policy has not been able to improve Indonesia's forest governance. This policy precludes opportunities for economic growth for the palm oil industry. The rejuvenation of the smallholder is constrained by funding problems. Access to credit-constrained aspects of land legality. Extensification barriers and intensification of smallholders threaten the sustainability of national palm oil production. Plant genetic improvements, improved legality, and law enforcement of moratorium policies are required to increase the productivity of smallholder plantations.

Low competitiveness is one of the obstacles to improving the performance of MSMEs. One of the factors that cause this is the lack of access for MSMEs to financial institution facilities. This study aims to analyze the financial performance of MSMEs seen from the accessibility factor to financial facilities provided by various financial institutions in Tasikmalaya City. The study used a quantitative descriptive method. Data analysis used the PLS Structural Equation Model (PLS-SEM). The sample consisted of 100 SMEs in the creative economy sub-sector through the random sampling method. The analysis technique uses a path analysis model to see the causal relationship between variables, either directly or indirectly. Data were obtained through direct interviews with SMEs using closed questionnaires. The results show that management administration has a direct or indirect effect on financial performance.  The management of administration is important to improve accessibility to the financial performance of MSMEs. Guidance for MSMEs is needed to ensure that loans can be utilized optimally for business development.

Program Pengabdian kepada Masyarakat ini dilaksanakan dengan mitra UMKM Kota Tasikmalaya. Program ini bertujuan untuk membantu meningkatkan efektifitas pengelolaan dari aspek manajemen keuangan UMKM. Permasalahan yang dihadapi UMKM yaitu belum adanya pengelolaan keuangan secara profesional. Target khusus yang ingin dicapai yaitu adanya penambahan wawasan, ilmu pengetahuan, penggunaan teknologi, serta keterampilan dalam mengembangkan usaha yang dijalankan. Metode yang dilakukan untuk mencapai target tersebut yaitu melalui pelatihan dan pendampingan kepada mitra. Aspek manajemen yang diberikan yaitu adanya literasi manajemen keuangan UMKM. Melalui pelatihan ini, UMKM mengetahui cara mencatat transaksi dan membuat laporan keuangan dengan mudah. Informasi keuangan tersebut digunakan untuk mengetahui posisi keuangan secara detail, membantu mitra dalam memperkirakan potensi keuntungan, serta menentukan kebijakan terkait aspek keuangan. Digitalisasi ini dibutuhkan untuk meningkatkan daya saing UMKM di tengah persaingan saat ini.

Abstract:The aims of this study are to determine the factors that affect the moratorium policy and its effect on the national production of palm oil. This study used an in-depth interviewwithpairwise comparison questionnaire to experts. Data were analyzed using Analytical Network Process (ANP),consisting of three stages (model construction, model quantification, and analysis). The results showed that law enforcement, sustainability, conflict resolution, deforestation and land conversion were factors that influence the success of the moratorium. The various problems in these factors indicate that the moratorium cannot be done optimally. During sixyears of its implementation, the moratorium impactson the sustainability of palm oil production in Indonesia.Evaluation of moratorium is needed by using quantitative data. Forest deforestation due to oil palm plantation can be used to support the policy analysis.