Corona virus 2019 (COVID-19) is an infectious disease caused by acute corona virus 2 respiratory syndrome (SARS-CoV-2). So that the impact on the community and students can not meet directly on campus or in public places. Based on Nielsen's research entitled "Race Against the Virus, the Indonesian Consumer Response towards COVID-19" revealed that as much as 50% of Indonesian people began to reduce activities outside the home, and 30% of them said that they planned to shop more frequently online he temporary closure of all educational institutions as an effort to prevent the spread of an outbreak of Covid-19 worldwide has an impact on millions of students, including in Indonesia. Disturbances in the teaching and learning process directly between teacher and students as well as the termination of the assessment of learning have an impact on the psychological of students

The COVID 19 pandemic affects the socio-economic life of the community, including in the field of education, however the Teaching and Learning Process must continue. In order for the learning program to match the academic schedule and achieve learning outcomes, the use of educational technology (E-Learning) is a necessity. E-Learning, namely the use of electronic media to organize learning. This study aims to identify the effectiveness of E-Learning from the point of view of lecturers and students through three kinds of dimensions: 1. The Pedagogical Dimension identifies three aspects: a. E-Learning planning; b. Delivery of e-Learning; c. E-Learning interactivity. 2. Technology Dimensions consist of: a. Easy-to-use,economical e-Learning platform, b. internet network connectivity. 3. Dimensions of Quality Assurance: a. The effectiveness of the evaluation of the implementation of e-Learning; b. Inhibiting and supporting factors for the implementation of e-Learning, c. Quality standards for the implementation of e-Learning, d. Effectiveness in designing and making e-Learning learning materials. This research is an evaluation research with a discrepancy evaluation model. The determination of the sample was carried out using a purposive technique, considering that this research was conducted at the Faculty of Economics and Business ITBS Diploma 3 Program. The results of this study are expected to be useful as a lever for the improvement of Distance Learning programs in the future, specifically for ITBS Institutions, for lecturers, for students. The expected outputs: 1. The findings of inhibiting and supporting factors for the implementation of e-Learning, 2. The effectiveness of designing and making e-Learning learning materials. 3. The effectiveness of the e-Learning quality assurance methods and mechanisms. 4. Recommendations for the implementation of e-Learning from the aspects of the system, lecturers, students, infrastructure in the future

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Bank business activities require an assessment of the healthy of the bank so that public confidence in a bank can increase. Therefore, the purpose of this study was to determine the health level of PT. Regional Development Bank of North Sulawesi Gorontalo for the 2016-2020 period. This writing using the RGEC method to examine events that had occurred and to find out the factors that could cause these events to occur. The results of research and data analysis show the risk profile of the SulutGo bank using two credit risk factor indicators, namely using the NPL ratio and the LDR. Liquidity risk ratio during 2016-2020 in a healthy condition. Bank SulutGo in 2016-2020 obtained composite 2 which shows the implementation of good corporate governance although in 2017 it slightly decreased to a composite that reflects good corporate governance. The profitability (income) of the SulutGo bank using indicators, namely ROA and BOPO during 2016-2020 is in a very healthy condition, indicating that SulutGo bank has succeeded in carrying out its operations effectively; The results of the assessment of Bank SulutGo's capital during the current year are in a very healthy condition, namely 2016-2020, far above the minimum standard set by Bank Indonesia, which is 8%. This shows that so far, SulutGo bank has been able to manage capital well

The Central Fashion Store is a retail company engaged in the sale of clothing, accessories, and footwear from children to adults. The sales process takes place every day during operating hours. Process cash and non-cash payment transactions. In the process of store operations, cashiers play an important role in serving consumers. The duties and responsibilities of the cashier at the Central Fashion Store have been carried out properly. However, it is undeniable that in practice problems can still occur that have the potential to harm shops, consumers and the cashiers themselves. Problems that occur such as the computer does not respond, the barcode is not registered, scanned the barcode twice, entered the nominal incorrectly, the purchase receipt was not printed, the EDC machine network connection was problematic, the EDC machine was damaged and the difference in cash. Actions taken to overcome problems that occur include waiting for the computer to respond again or transactions are carried out manually, registering barcodes to the warehouse, always being careful in entering data into the system, checking the printer then reprinting the receipt, replacing the EDC machine sim card, waiting for repairs from the bank and be careful in returning money to consumers