The literature on risk aversion suggests that women are less likely to be risk loving than men in financial and insurance decision-making by virtue of their sex and biological make-up. This paper tests this assertion using a unique dataset collected in Ghana and Uganda and assesses the gender differences in self-reported risk perceptions of entrepreneurs by applying a non-linear decomposition technique. The results indicate that on average, entrepreneurs in Ghana report to be less risk loving their counterparts in Uganda. Furthermore, female entrepreneurs are less likely to report to be risk loving compared to male entrepreneurs in both countries. The results from the decomposition analysis show that gender differences in risk perceptions arise mainly from the unexplained component. For Ghana in particular, the findings show that the gender differences in self-reported risk perceptions stems from differences in education and previous business experience.

Teachers' behavior, level of qualification, and years of experience play an important role in achieving students' academic success. The present study explored the effects of Business Teachers' Physiognomies (teachers' personality, qualification, and working experience) on Senior High School Business students' academic performance in the Kumasi Metropolis. The descriptive research design was employed in the study. Seven hundred and fifty (750) cost accounting, business management, and financial accounting high school students in the ten selected senior high schools in Kumasi Metropolis were involved in the study through a random sample technique. A standardized questionnaire was used in collecting data for the research. Moreover, three successive terms of the academic results of students were gathered to use for the study. The scores of students were analyzed using cross-tabulation for all three courses. Multiple linear regression was adopted to regress teachers' personality, qualifications, and working experience on students' academic performance. The study found that cost accounting, business management, and financial accounting teachers' personality, working experience, and qualification level have a significant positive effect on students' performance. It was recommended that schools' leaders ensure teachers are inspired to maintain their good work in enhancing business students' academic performance.

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Purpose The purpose of this paper is to investigate factors influencing the performance of poultry farmers and examine the potential disparities in performance among gender, formalization and association membership and the source of such disparities if they are established. Design/methodology/approach This study focussed on the poultry farmers located in the Bono Region of Ghana. Data was gathered on a total number of 155 poultry farmers located in the study area for two rounds. This study augmented the traditional C-D function and estimate the determinants of performance using panel estimation technique. The Binder-Oaxaca was used to investigate disparities in performance. Findings The empirical results established a significantly positive relation between association membership, size, as well as formalization of farms and performance. However, there existed a negative relation between the level of education of managers and performance. Also, the discrimination analysis revealed the existence of discrimination stemming from association membership and formalization. Research limitations/implications Although the data gathered was adequate for the purpose of this study, further studies on poultry production in Ghana/Africa can broaden the scope to other constructs which are not captured in this study. Originality/value This study contributes to the growing literature that delves into the poultry industry of the Ghanaian economy. Conducting a further discrimination analysis aside the determining factors make the study unique.