This paper contributes to the finance and growth debate by examining the channels through which bank and
market promote economic growth in Nigeria. The paper used 17 years time series data, 1992-2008, to fill this
knowledge gap. The formulated models were estimated with the Ordinary Least Square regression. The growth
rate of GDP per capita was adopted as the dependent variable, while bank size, bank activity, bank efficiency,
market size, market activity and market efficiency were adopted as the independent variables. The regression
coefficient for bank size, bank efficiency, market size and market efficiency were positive in promoting
economic growth. However, the coefficient of bank activity and market activity were negative in promoting
economic growth in Nigeria. The finding of the study relegates the financial structure arguments to the shadows,
and recommends for favourable macroeconomic environment that will allow for the development of the
financial system.

The study was aimed at assessing the relationship between the growth in automated teller machine (ATM) terminal and values of ATM services in Nigeria. The study provided some evidence that the ATM has now been accepted by customers in the industry as it has gained a positive impact on service delivery to customers. Introduction of the ATM facility and directives by management of DMBs that checking of balance and withdrawal of cash less than a certain amount over the counter would attract a fee has not only helped reduced long queues in the banking halls but has also helped customers to have control over their monies and its management. Tangibility, Reliability, Responsiveness, Assurance, Empathy, Efficiency and Accuracy were the variables considered to determine customers’ satisfaction/dissatisfaction with respect to adoption and usage of the ATM service.

This study ascertains the effect of electronic banking on bank performance in Nigeria. The study utilized secondary data derived from the audited annual financial statement of the deposit money banks quoted on the Nigerian Stock Exchange from 2008-2017. The study also made use of journals, textbooks, Nigerian Stock Exchange fact books, the Central Bank of Nigeria (CBN) Bullions and other published materials. Using the multiple regression analysis techniques, the findings revealed that e-banking measured by return on equity (ROE), return on assets (ROA), and earnings per share (EPS) has no significant impact on the performance of banks in Nigeria. With the findings, we can conclude that investment in electronic banking has not improved the performance of deposit money banks in Nigeria. The study recommends that for effectiveness in electronic banking, there should be rigorous campaign and awareness for clients to patronise the facilities.

The aim of this paper is to examine a few sample data on the effect of Islamic corporate governance on the relationship between pressure, opportunity, rationalization, capability and banking fraud in selected banks in Nigeria. Thus, instruments such as content and face validity, reliability and the data normality were also examined based on the on revised version by an expert, a few data were analyzed using the statistical software SPSS version 17. The result reveals that the instruments are reliable and the data for pilot study show evidence of rational normality.