The article is devoted to the analysis of the main quantitative indicators of the development of the banking sector of Ukraine: the number of banks included in the State Register; the number of licensed banks; the number of operating banking institutions; the number of banks with foreign capital; the number of banks under liquidation, etc. The dynamics of the assets of the banking system in Ukraine and the main reasons for the identified trends are given. The structure of bank assets is determined. The dynamics and structure of Ukraine’s banking resources are also analysed. An assessment of the dynamics and structure of revenues and expenses of the banking segment of the Ukrainian economy was made. The main financial results of the banking sector of the national economy are determined. As main financial results were chosen net profit, net loss and profitability of assets. The main trends in the development of the banking sector of Ukraine in the period 2018–2022 are outlined, such as: reduction in the number of banking institutions, in particular banks with foreign capital, and the number of structural units; increased mistrust of banks; adaptation to working conditions during the war period; positive dynamics of the assets of Ukrainian banks; a slight decrease in the loan portfolio; the growth of non-performing loans, after a long decline; profitability of capital and assets indicates the restoration of the banking system; the tendency to increase the liabilities of banks and their obligations. In the conditions of martial law, the banking sector of Ukraine continues to work, restore the work of branches in the liberated regions of Ukraine and actively develop. It can be argued that the banking system as a whole has withstood the serious challenges of the modern stage: banks operate and lend while maintaining their liquidity.
The reduction in the use of cash, the emergence of the second wave of digital currencies created by private players, the rapid increase in technical capabilities in the financial sector and the Covid-19 pandemic have raised the urgent issue of the need for the introduction of a digital currency controlled by a state financial authority of different countries of the world. To understand the plans and prospects of further actions of the central banks of different countries, including Ukraine, regarding the studies, conduction of pilot projects and introduction of the central bank digital currencies (CBDC), an actual monitoring and analysis of the current situation and the results of the work that was already done regarding CBDC should be carried out. The scientific article is aimed at studying the current state of implementation of CBDCs in different countries. The scientific article analyzes the current state of implementation of the CBDCs by the world's leading countries, as well as their motivation and direction of their studies regarding the type of CBDCs. In order to conduct a thorough analysis a list of the countries that conduct research and start implementing the CBDCs, their digital currencies, projects and used technologies had to be done. Next, we had to study ways of cooperation between the central banks of the world on the implementation of the CBDCs. This brought us to the Bank of International Settlements, its functions, actions and working papers which include the data about the work of world’s central banks for last few years regarding the CBDC. The paper analyzes the dynamics of the CBDC implementation and the steps taken by the world's central banks in this direction. Also, a comparative analysis of the mood of central banks around the world was also conducted, based on the type of CBDC implemented and the readiness of the legal framework for the issuance of CBDC. Then, we structured the effectiveness of the used strategies of research and implementation of the CBDC by central banks of different countries of the world. After analysis the data, structuring and comparing the projects of central banks different countries (different both in size and development level) which are trying to implement CBDC in their financial system, we have made forecasts and prospects of practical application of the CBDCs.
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