У статті реалізована наукова мета обґрунтування системного підходу до стратегічного управління, що дозволило побудувати тріаду як сукупність трьох взаємопов’язаних блоків стратегічного менеджменту. Перший блок містить елементи, що відповідають за філософію розвитку регіону, стратегічну мету та завдання. Другий блок охоплює основні потенціали, що забезпечують управління ресурсами та можливостями: людський потенціал, основною функціє якого є людський розвиток, організаційно-економічний потенціал з функцією надання економічних та організаційних можливостей реалізації стратегічної мети та формування конкурентних переваг та інноваційний потенціал, якій забезпечує технологічне та цивілізаційне перетворення регіональної економіки. Третій блок містить елемент прийняття рішення та елемент реалізації управлінського рішення, які несуть відповідальність за реалізацію мети розвитку регіону.

The purpose of the scientific article is to outline the basic classification features and to typologize the innovative factors of economic system development according to certain features. Methodology. In the course of the research the method of typology was applied, which allowed to identify classification features and to group innovative factors of economic development; the theory of potentials, which allowed to present the innovation factor as a set of explicit or latent capabilities; method of dialectical approach in determining evolutionary and revolutionary factors; scientific principles of modern management in the division of innovation factors into strategic and tactical. Results. Types of innovative factors are identified depending on the following features: a) role in the development of civilization and the inherent economic system, b) type of management, c) strength, d) the ability to track the behavior of the factor and control its action and outcome. The first feature allows us to outline such types of innovation factors as revolutionary and evolutionary, the type of management highlights strategic factors and tactical factors; control capabilities require the delineation of latent and explicit factors; The fork of action allows to classify the factors into those that have a great potential impact on economic development and those that have little potential impact. Practical meaning. The proposed classification allows to identify factors and identify their role in the development of regional economy, which in turn allows regional authorities to optimally spend resources to support a particular type of innovation activity, depending on what role this type of innovation activity plays in building regional competitiveness.

The article summarizes the theoretical foundations and defines the role of banking innovations in the system of ensuring the competitiveness of banks. It has been found that in recent years there has been a trend in the banking sector, which indicates that the traditional business model of the bank, based on a regionally branched network of branches, is becoming increasingly inefficient, as rising costs are not supported by rising efficiency. It is noted that banks are sensitive to the process of economic instability, which manifests itself as a loss of financial stability, reduction and deterioration of customer base due to falling solvency, on the one hand, and loss of confidence - on the other, which collectively affects financial performance and competitiveness . It is outlined that in such circumstances banks face an important task of forming a strategy to increase competitiveness, which will ensure not only maintaining but also strengthening market positions through a clear understanding of the structure and dynamics of the financial services market in general and its banking segment in particular. The study emphasizes that innovation as a field of activity, and hence banking innovation in particular, is actively developing. The relevance of new implementations and ideas, especially those already used by foreign banking institutions, and still little known in our country, as opportunities to ensure a high level of bank competitiveness, has been studied. Accordingly, the study highlights the exceptional role of bank investment in the system of ensuring the competitiveness of the bank. Therefore, further research in this direction is important, because the introduction of banking innovations is a very dynamic process. In addition, not all innovative solutions become widespread, and successful banking innovative solutions in some countries may go unnoticed in others.