The research aims to examine the difference between absence and presence life cycle stage in technology information digitalization (TID) as a form of open innovation in reducing information asymmetry. Furthermore, companies with asymmetric information prefer debt over equity. The study collects 3.343 pooled data observation units of companies listed in the Indonesian capital market period 2008 to 2019. We use OLS regression analysis to determine the difference between the absence and presence lifecycle stage in determining capital structure relations and exploiting growth opportunities. The study found information disclosure obligation of the capital market regulator has not been fully disclosed through TID. As a result, companies choose to pass in growth opportunities with debt or equity in the absence life cycle stage. Presence lifecycle stage, in the introduction stage, the company misses growth opportunities. Growth and mature stage, debt has a positive effect on the utilization of growth opportunities. The company prefers the issuance of debt with lower information sensitivity than equity. Presence culture, such as majority ownership, generates incentives for open innovation from capital market regulators, which still contain information asymmetry.

The consumptive behavior of students tends to be excessive. Therefore, this study aims to test the impact of financial literacy, peer group, social media usage, and locus of control on students’ consumption behavior. The population consists of 41,061 active S-1 students of Universitas Negeri Semarang, Jawa Tengah, Indonesia. 5% of 398 samples had an error rate using the Slovin formula. Primary data were collected through surveys employing a 5-point Likert scale. The questionnaire constructed in Google Forms was distributed using WhatsApp group. The data collected were then subjected to validity and reliability tests. Thus, the response variable was consumptive behavior; three predictor variables were financial literacy, peer group, and social media usage; and the mediating variable was locus of control. The results show that financial literacy affects consumptive behavior negatively, with a coefficient of –0.109 and a significance value of 0.041. Peer groups, social media usage, and locus of control had a positive and significant effect on consumptive behavior directly. The coefficients were 0.039, 0.518, and 0.218, with significance values of 0.031, 0.000, and 0.000. Financial literacy and peer groups have a positive and significant effect on the locus of control with coefficients of 0.0638 and 0.251 and significance values of 0.000. In addition, locus of control has been proven as a mediator in the influence of financial literacy and peer groups on consumptive behavior. AcknowledgmentWe acknowledge the Faculty of Economics, Universitas Negeri Semarang, for publication funding.

<p style="text-align: justify;">This study aims to identify students' styles of career choices. The second aim is to investigate what factors influence career choice style. The third aim is to determine whether all students of education programs want to become teachers one day. This research model is a relational model that uses multinomial logistic regression. The research population was Universitas Negeri Semarang (UNNES) students of education programs from five faculties in 2018. The number of people in the population was 4,531, and the participants were 220 students. The data analysis consisted of the multinomial logistic regression method. The results showed that the model met the requirements for use. Factors affecting career decisions are gathering information, locus of control, decision-making speed, and aspiration of an ideal career. Career choice has five styles: rational, intuitive, spontaneous, dependent, and avoidant. Accordingly, the spontaneous style is most commonly used by students. The other result shows that the factor that most influences students in choosing a style is pursuing an ideal career.</p>

Penguatan minat wirausaha santri menjadi hal penting saat ini dalam rangka memberikan bekal bagi santri dalam menghadapi tantangan kehidupan pasca pondok. Upaya yang dapat dilakukan dalam rangkat menguatkan minat wirausaha santri adalah dengan pelatihan barista. Coffee shop saat ini menjadi bidang usaha yang mempunyai prospek. Santri juga mempunyai ketertarikan yang tinggi untuk terjun di usaha perkopian ini. Tim pengabdian FE UNNES mengajukan kegiatan pelatihan barista kompetensi manual brew sebagai upaya untuk menguatkan minat wirausaha santri. Metode pelaksanaan kegiatan pengabdian kepada masyarakat adalah pelatihan dengan pengenalan peralatan penyajian kopi, jenis kopi, dan praktikum penyeduhan kopi secara manual. Sasaran kegiatan adalah santri putra Pondok Pesantren Putra Putri As Salafy Al Asror Patemon Semarang yang mempunyai minat memiliki kompetensi barista. Kegiatan pengabdian telah dilaksanakan pada Jumat, 1 April 2022 di ruang kelas MTs Al Asror dan diikuti oleh santri putra sebanyak 25 orang. Peserta kegiatan sangat antusias mengikuti paparan dari narasumber dan praktik penyeduhan kopi. Pengasuh pondok, KH Al Mamnuhin Kholid memberikan sambutan pengantar setelah ketua tim pengabdian menyampaikan maksud dan tujuan kegiatan. Instruktur pelatihan adalah Satsya Yoga Baswara, M.Sc. (anggota tim pengabdian) dan Kukuh Hidayat, S.E. (mitra pengabdian dari Atas Kota Coffee shop and space). Keduanya telah tersertifikasi barista nasional. Secara umum, pelaksanaan kegiatan pengabdian telah berjalan lancar dan dapat memberikan pengaruh signifikan terhadap pengetahuan dan kompetensi santri dalam barista kompetensi manual brew. Harapannya dapat meningkatkan minat wirausaha santri.

Islamic banking has existed in Indonesia since 1992. The performance of Islamic banking is interesting for further analysis. This study aims to analyze the impact of good corporate governance (GCG) implementation and bank characteristics on the performance of Islamic banking in Indonesia before the COVID-19 pandemic. Profitability is a measure of banking performance and is proxied by return on assets (ROA) and return on equity (ROE). The research sample consists of Islamic commercial banks that published financial and annual reports between 2011 and 2019. The data collection method used is documentation. Multiple regression analysis was used for data analysis. The results indicate that the implementation of GCG has no significant impact on performance (probability values of 0.425 and 0.420 on ROA and ROE with coefficients of 0.016 and 0.019). The P-value of the non-performing loans (NPF) variable is &amp;lt; 0.001 on ROA and ROE, which means that NPF has a significant negative impact on ROA and ROE. Third-party funds only have a significant impact on ROE with a p-value of 0.046. Meanwhile, the size of a bank has not been shown to have a significant impact on the performance of Islamic banking in Indonesia. Efforts to maintain NPF are critical for banks to achieve good performance (profitability). NPF demonstrates the risk of nonpayment of Islamic bank financing. AcknowledgmentWe gratefully acknowledge the research funding provided by LPPM Universitas Negeri Semarang (contract number: 19.8.3/UN37/PPK.3.1/2022).