This article aims at investigating factoring from the Islamic perspectives in indonesia. This study applied normative juridical research with conceptual and legal approaches. The results reveals that the factoring based on the fatwa of National Sharia Council-Indonesian Ulama Council (NSC-IUC) No. 67, 2008 employs wakalah bil ujrah and hiwalah contract corresponding to Bank Indonesia Circular Letter (BICL) No. 10/14/DPbS. There are similarities between the fatwa of NSC-IUC and the formulation of BICL. They form the aspects, objects, other types, forms of agreement to provide bailouts (qardh) and get ujrah/costs, and the phase in the Civil Code is cessie and subrogation, while the difference is the form of debt transfer and receivables transfer, assignors, related agencies, the object of transactions, and differences with Hiwalah Muqayyadah that does not provide bailouts and ujrah, as well as dispute resolution.

Background: Small and Medium Enterprises (SMEs) are the most popular group of companies in the national economy (Kanibir, Saydan and Nart, 2014). The company must be effective in every activity especially in marketing which has become fundamental to success in the market and create a competitive advantage. Aim: The purpose of this article is to reveal the stages of the task of a marketing manager/small and micro sharia businessman in carrying out marketing activities that can help achieve organizational goals. Method: The researchers deployed qualitative approach by reviewing relevant articles. Findings: The Elements of the Marketing Mix are products, prices, places, promotion, people, physical evidence, and process. Thus the task of marketing managers / small business entrepreneurs and micro-sharia is to choose and carry out marketing activities that can help achieve organizational goals.

This research aims to examine and partially and simultaneously the effects of (1) socialization, (2) study program accreditation, (3) tuition fees, and (4) job opportunities for students' decisions to continue their education on Postgraduate Sharia Economic Study Program of UIN Alauddin Makassar. This research is an ex-post facto research that examines causal associative relationships with a quantitative approach. The sampling technique is done by proportional random sampling. Techniques of analysis and processing of research data using multiple linear regression  analysis. The results show that socialization partially does not have an effect, study program accreditation has a positive and significant effect, tuition fees has a positive and significant effect, and job opportunities do not have an effect, and simultaneously socialization, accreditation, tuition fees, and job opportunities have effect on students' decisions to continue their education in the Postgraduate Sharia Economic Study Program of UIN Alauddin Makassar. It indicates    that the all factors in this study can be determined as the factors for the students to choose Postgraduate Sharia Economic Study Program in UIN Alauddin Makassar; thus, in order to increase the decisions of other students, the university needs to increase aspects that this research has been conducted. The recommendation for future researchers is conducting research with other variables to know other reasons and aspects of students to continue their study at Postgraduate Sharia Economic Study Program of UIN Alauddin Makassar.