The magnetoresistance (MR) of amorphous indium oxide films on the insulating side near the superconductor-insulator transition was measured. Variable range hopping is evident in the presence of a high enough magnetic field even in the temperature range where simple activation prevails in the absence of a magnetic field, which strongly suggests the existence of localized superconducting granules. Consequently, junction breaking between superconducting granules and pair breaking effects dominate the MR at low enough temperatures. As those effects caused by the local superconductivity on MR decrease rapidly with increasing temperature, an intrastate interaction effect becomes significant. The observed MR is fitted to a theoretical expression which includes junction breaking, pair breaking and intrastate interaction terms. The temperature dependence of the fitting parameters shows qualitative agreement with theoretical expectations.