Literasi keuangan merupakan hal yang sangat penting untuk dipelajari dan dimiliki terutama bagi istri-istri yang profesi suaminya bergantung pada aktivitas pertambangan. Hal ini dikarenakan pendapatan yang diterima tidak menentu dari segi jumlah dan waktu kapan diterima sehingga rentan dalam hal pengaturan manajemen keuangan keluarga. Tujuan kegiatan pengabdian ini untuk memberikan pengetahuan bagaimana melakukan perencanaan keuangan bagi kelompok istri penambang. Pengetahuan tentang perencanaan keuangan yang tepat akan membantu keluarga mencapai tujuan finansial yang baik untuk anak-naka dan keluarga. Metode pengabdian yang digunakan adalah ceramah, diskusi dan praktek penyusunan perencanaan keuangan. Hasil praktek dan post test yang dilakukan pada peserta pelatihan menunjukkan 85% telah memiliki pengetahuan dan keahlian tentang perencanaan keuangan yang tepat dalam manajemen keuangan keluarga.

This research empirically examines the preferences for job-related attributes among rural villagers living close to artisanal and small-scale gold mining (ASGM) in Indonesia. Based on hypothetical scenarios in which a private company collaborates with the local government to establish a food processing industry in these villages, a questionnaire survey designed with best–worst scaling (BWS) was administered to households to determine their preferences. Additionally, the heterogeneity among the villagers was examined by applying a latent class logit (LCL) model. The main household survey was conducted in 2019 in Bone Bolango Regency, Gorontalo Province. The estimation results revealed that villagers are separated into four classes, and each class has different and unique preferences. Creating more job opportunities for society is a highly evaluated attribute; however, the preference for skill acquisition differs among groups. The results indicate that accounting for heterogeneous preferences regarding job opportunities is helpful to delink dependency on ASGM and health hazards and improve the livelihoods of rural villagers. The study yields key information to substantially reduce environmental and health hazards in the poverty-plagued ASGM community by facilitating job opportunities in Indonesia.

Pola pengelolaan kawasan wisata di Pantai taulaa, Kecamatan Bilato kabupaten Gorontalo masih terbilang tradisional dan tidak memperhatikan estetika dan kelestarian lingkungan . Minimnya atraksi yang di tawarkan di pantai ditambah sampah yang dibuang sembarangan. Metode pendampingan dalam pencapaian tujuan optimalisasi wisata pantai Taulaa berdasarkan potensi lokal masyarakat yang di jabarkan dalam 4 unsur manajemen .Dengan adanya pembagunan atraksi wisata, penambahan spot foto, gazebo, ayunan, tempat sampah, akun media sosial dan penataan taman bunga vinca kunjungan wisatawan di pantai taulaa meningkat dan semakin ramai sehingga bisa menjadi sumber ekonomi bagi masyarakandesa Taulaa. Tentunya untuk lebih mengoptimalkan kesejahteraan masyarakat sangat diperlukan kerjasama antara pemerintah dan masyarakat)

This study aims to determine the differences in the performance of shares of SOEs and Non-SOEs companies that conduct IPOs on the Indonesia Stock Exchange in the period 2010-2014 based on short-term underpricing and long-term underperformance. Sampling is done by using purposive sampling technique. Data analysis techniques used the independent sample parametric test and the non-parametric difference test mann whitney u test. The results showed that there were no differences in the performance of shares of SOE and Non-SOE companies conducting IPOs on the Indonesia Stock Exchange in the 2010-2014 period based on short-term underpricing. This means that in the short term investments in shares of Non-BUMN companies are more profitable for investors and are detrimental to the company because the funds obtained are less. But in testing based on long-term underperformance, the results of the study showed that there were differences in the performance of the shares of SOE and Non-SOE companies conducting IPOs on the IDX for the 2010-2014 period. This shows that BUMN companies have better performance than Non-BUMN companies, because government ownership gives more value and can operate in various sectors.

This study aims to determine the optimal stock portfolio using the single index model method and the constant correlation model method during the covid-19 pandemic. The data used is secondary data obtained from the company's stock price data on the Indonesia Stock Exchange. The sample in this study are companies that are included in the LQ-45 index during the 2019-2021 period. Data analysis in this study used the single index model method and the constant correlation model method in the Excel and SPSS programs. The results show 1) that stocks on the LQ-45 index that can form an optimal portfolio using the single index model method during the covid-19 pandemic are TBIG shares, MIKA shares, and MDKA shares. The portfolio return of the three stocks is 1.54%. Meanwhile, the portfolio risk value of the three stocks is 0.30%. 2) stocks on the LQ-45 index that can form an optimal portfolio using the constant correlation model method during the covid-19 pandemic are MDKA shares, TBIG shares and ANTM shares. The portfolio return of the three stocks is 1.99%. Meanwhile, the portfolio risk of the three stocks is 1.15%. There is no significant differences in return and risk in the single index model method and the constant correlation model method during the covid-19 pandemic.