The purpose of this research is to analyze the impact of the Indonesian economy during the Covid-19 pandemic. The population in this study is the economy in Indonesia caused by the Covid-19 pandemic. The determination of the sample was carried out using a purposive sampling technique, based on certain criteria in 2019–2020. The data source used is secondary data obtained in the form of observations of the economy in Indonesia which has been affected by the Covid-19 pandemic (online). Testing the research hypothesis using the SEM analysis method (structural equation model). The first results obtained show that inflation and the unemployment rate have proven to have a significant positive effect on the Indonesian economy; while the Covid-19 pandemic has had a positive but unsignificant effect on the Indonesian economy. The second result found that inflation proved to have a positive but unsignificant effect on national investment; on the other hand, the unemployment rate and the Covid-19 pandemic proved to have a positive and significant effect on national investment.

Banks are also industrial institutions whose activities always rely on trust, so they must always maintain the bank's health performance system. Bank health maintenance by maintaining capital adequacy, asset quality, management, achieving sufficient profit and liquidity. The purpose of this research is to test and analyze the effect of the capital structure, profitability, liquidity and market value of corporate value with dividends as a moderating variable.The population in this study are all banking companies listed on the Stock Exchange. The sampling technique was carried out by using purposive sampling technique, which was based on certain criteria so the sample size of 5 samples of each banking industry company - helped distribute dividends during the period 2006 - 2014. The data used were secondary data obtained from the Stock Annual Report Effect. Research hypothesis testing uses multiple linear regression analysis techniques and Residual MRA. The results showed that: 1). Capital structure has no significant effect on the value of the Company, 2). Profitability has a significant effect on Company Value, 3). Liquidity does not have a significant effect on firm value, 4). Market value has no significant effect on the value of the Company, 4). Dividends cannot significantly moderate the Influence of Capital Structure, Profitability, Liquidity and Market Value of the value of the Company.   Keywords: Capital Structure, Profitability, likuidity, Market Value, Value and Dividend  Company

The purpose of community service activities is to provide motivation and enthusiasm for the perpetrators to do entrepreneurship. Increase creativity and innovation in knowledge of Business Ethics for business people in the Klontong Cooperative Cooperative. Providing knowledge of the importance of recording financial transactions through Simple Bookkeeping. The activity is intended to help become successful entrepreneurs and increase productivity. The orderly record every financial transaction through a simple bookkeeping system so that it can obtain information about the financial position and performance for members of the Grocery Store in developing its business with the community around its residence. Community service activities that are implemented through training materials on "Business Ethics and Simple Bookkeeping" There is a need for continuity of activities and evaluations after community service activities, so that Klontong Shop practitioners in Surabaya can contribute to the development of Klontong Stores in Indonesia. Business Ethics prefers moral considerations over legal considerations. A businessman must always be ethical in being honest in both speaking and acting. Financial transactions are very important in order to calculate the profit (loss) of the business correctly, in order to assess whether the profit (loss) obtained from the business: "reasonable" or "unnatural" (rational or irrational) and to be able to know the progress of the business from time to time.

This study analyzed the influence of ServQual (service quality) on satisfaction and student retention. The sample used was 175 STIESIA Surabaya students using non probability sampling called, accidental sampling. Data analysis used Structural Equation Modeling (SEM) with AMOS 21 software. Based on the discussion of the hypotheses proposed in this study, the conclusions are as follows: 1). There is a positive influence between ServQual on satisfaction. This is based on the results of the parameter coefficient output. It is known that the relationship of the ServQual construct to satisfaction is significant at 0.001 (sign p = ***) with a standardized parameter coefficient of 0.735. Thus, if ServQual is good, students will be satisfied, and vice versa if ServQual is bad, students will not be satisfied. 2) There is a positive effect of satisfaction on student retention. This is based on the results of the output coefficient parameter construct relationship satisfaction to student retention significant at 0.001 (p = 0.001) and standardized parameter coefficient of 0.513. Thus if student satisfaction is high then student retention is also high, and vice versa if satisfaction is low then student retention is also low. 3) There is no influence between ServQual on student retention indicated by the output parameter coefficient at 0.001 (p = 0.132) This proves that loyalty cannot be created through service quality, but through satisfaction first. thus, it can be said that satisfaction has a mediating effect between ServQual and Student Retention.