At present, there are widespread financing difficulties in China's trade circulation industry. Supply chain finance can provide financing for small- and medium-sized enterprises in China’s trade circulation industry, but it will produce financing risks such as credit risks. It is necessary to analyze the causes of the risks in the supply chain finance of the trade circulation industry and measure these risks by establishing a credit risk assessment system. In this article, a supply chain financial risk early warning index system is established, including 4 first-level indicators and 29 third-level indicators. Then, on the basis of the supply chain financial risk early warning index system, combined with the method of convolution neural network, the supply chain financial risk early warning model of trade circulation industry is constructed, and the evaluation index is measured by the method of principal component analysis. Finally, the relevant data of trade circulation enterprises are selected to make an empirical analysis of the model. The conclusion shows that the supply chain financial risk early warning model and risk control measures established in this article have certain reference value for the commercial circulation industry to carry out supply chain finance. It also provides guidance for trade circulation enterprises to deal with supply chain financial risks effectively.

Online shopping has led to the rapid development of e-commerce, and at the same time, the pressure of offline distribution has increased abruptly. Therefore, a current development trend is to share end-to-end distribution against the background of the Internet. The main research content of this paper is the benefit distribution mechanism of shared end distribution. Based on an analysis of the current situation of interest distribution, this paper proposes factors that affect interest distribution from the perspectives of individuals and groups. The suitable income distribution mode of enterprise alliances is chosen from two dimensions—cooperation mode and coordination mechanism. Based on extant theory, this paper proposes a benefit distribution scheme-selection mechanism based on the modified Shapley value method and takes the terminal distribution in the Haidian District of Beijing as an example. The revised income distribution results better reflect the income-generating abilities of different enterprises within a cooperative organization and assign different benefit proportions to this cooperative organization based on different income-generating capacities to provide development incentives and, at the same time, better achieve income distribution.

This paper presents an improved method for selecting a specific location in the development of convenience stores in municipal areas. This method solves the problem of self-service store location from the perspective of sustainability and uncertainty and adequately considers the characteristics of individual locations with the proposition of an improved grey wolf optimization algorithm. The example presented shows that the improved algorithm has obvious advantages in facilitating the selection of convenience stores with respect to the search precision, stability, and convergence. Based on the macroenvironment, income, and cost, this work establishes a relatively complex, complete, and targeted mathematical model. Finally, taking the Xiaonanzhuang area of Suzhou Street in Beijing as an example, the scientificity, feasibility, and sustainability of the location model are verified.