This paper presents the nonlinear electromagneto-mechanical behavior of magnetostrictive/piezoelectric laminates under three-point bending both numerically and experimentally. The laminates are fabricated using thin Terfenol-D and PZT layers. The three-point bending test was conducted on the Terfenol-D/PZT laminates, and the displacement, induced magnetic field and induced voltage due to mechanical loads were measured. Three-dimensional finite element analysis was also carried out, and the electromagneto-mechanical fields in the laminates were predicted by introducing a second-order magnetoelastic constant for Terfenol-D. Comparison was then made between simulation and experiment.