The very close involvement of technology in the banking industry makes almost all banking activities and products currently dependent on information technology (IT). PT BPRS Bhakti Sumekar (PT BBS Bank) is one of the banks that realizes the importance of IT in the digital era and has included IT as part of the company's strategic plan. The company states that compliance with regulations, best practices, and standards is key to a successful IT implementation. In this study, the measurement of the capability level of corporate IT governance was conducted to determine what IT priorities were based on the company's strategic objectives and what recommendations could be given based on best practices to improve IT services in support of the company's strategic goals. The framework to be used is control objective for information and related technology (COBIT); the most widely used framework suitable for service-oriented organizations. The results of research using COBIT 2019 show how IT governance is needed by the company and what should be prioritized. The measurement results found that there is still a gap between management's expectations and the current level of capability and provide recommendations on what companies need to improve performance in order to meet expectations.
Based on the national survey data of the Financial Services Authority, the conventional Financial literacy index in Indonesia reaches 29.1% while the Sharia financial literacy index is only 8.1% or lower than 30 percent conventional financial literacy. This condition shows the lack of public understanding of the product features and activities of sharia finance institutions considering that the terms used are generally a new term for Indonesian society. Since the year 2018 United Cooperative Relatives of Pulo Kambing converted into a Shariah cooperative. But from 33 managers and managers of active cooperatives, only 12.1% or only 4 people) who have participated in the training of sharia cooperatives. The solutions offered to solve the problem of knowledge gaps of managers, managers, and members of sharia cooperatives, the sharia financial literacy is done by Getok Tular (Word Of Mouth Communication) method which aims to Give birth to change agents who are ready to transmit his knowledge about sharia-urban. Based on the results of devotion, there is increased post-training knowledge. Based on the results of pretests and posttest there is a hike of 35 points so that it can be concluded that there is an increase in participants about the sharia cooperative and can be categorized that the trainees have fulfilled the criteria as an agent Infanteer tular (Word Of Mouth Communication strategy).
Abstract The change in the BKPK Cooperative system from a conventional pattern to a Sharia pattern in which Islamic legal principles are an important part of the Cooperative's business activities based on fatwas has also an impact on the use of contracts in the collection of funds and in the distribution of funding. Increasing education and socialization that is more structured and systematic after the conversion is absolutely necessary as an effort to increase the competency of the human resources management and members of the Cooperative. As a manifestation of the implementation of the College's tasks, community service activities are carried out using the Pupular Education method, which is devoted to learning with the community or strengthening community abilities, potential and assets. Out of all 30 participants, only 4 (13.3%) have received training on Sharia or Sharia Cooperative training. While the remaining 26 participants (86.7%) had never attended training. The average value of the competency test results of the participants after the training, generally increased. For sharia maqasid competencies, the average pre test score was 6.67 points, an increase of 60% or the average post test score was 16.50 points. The competency value of Fatwa, Deposit Agreement and Financing during pre-test was 16.17 points, increasing by 43% or becoming 28.50 points during post-test. The competency value of the Operational Mechanism during the pre-test was 11.50 points, increasing by 55% or becoming 25.33 points during the post-test. As an accumulation of the three competencies, the average post test score of participants was 72.5 points with the lowest score being 50 points and the highest score being 95 points. Abstrak Perubahan sistem Koperasi BKPK dari pola konvensional menjadi pola Syariah di mana prinsip hukum Islam menjadi bagian penting dalam kegiatan usaha Koperasi dengan berdasarkan fatwa berdampak pula pada penggunaan akad-akad dalam penghimpunan dana maupun dalam penyaluran pembiayaan. Peningkatan edukasi dan sosialisasi yang lebih terstruktur dan sistematis pasca konversi menjadi mutlak dilakukan sebagai upaya peningkatan kompetensi sumber daya manusia pengurus dan anggota Koperasi. Sebagai wujud dari implementasi tugas Perguruan Tinggi, maka dilaksanaknlah kegiatan pengabdian kepada masyarakat dengan menggunakan metode Pendidikan Masyarakat, yakni kegiatan pengabdian yang ditujukan untuk belajar bersama masyarakat atau menguatkan kemampuan, potensi dan aset masyarakat. Dari seluruh peserta pelatihan yang berjumlah 30 orang, hanya sebanyak 4 orang peserta (13.3%) yang sudah pernah mendapatkan pelatihan tentang syariah atau Koperasi Syariah pelatihan. Sedangkan sisanya sebanyak 26 orang peserta (86.7%) belum pernah mengikuti training. Nilai rata-rata hasil test kompetensi para peserta pasca training, umumnya mengalami kenaikan. Untuk kompetensi maqasid syariah, nilai rata-rata pre test adalah 6.67 poin mengalami kenaikan sebesar 60% atau rata-rata nilai post test adalah 16.50 poin. Nilai kompetensi Fatwa, Akad Simpanan dan Pembiayaan saat pre test adalah 16.17 poin mengalami kenaikan sebesar 43% atau menjadi 28.50 poin saat post test. Nilai kompetensi Mekanisme Operasional saat pre test adalah 11.50 poin mengalami kenaikan sebesar 55% atau menjadi 25.33 poin saat post test. Secara akumulasi dari ketiga kompetensi tersebut, nilai rata rata post test peserta adalah 72.5 poin dengan nilai terendah adalah 50 poin dan nilai tertinggi 95 poin.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
customersupport@researchsolutions.com
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.