The two-dimensional coupled map lattice (2D CML) model has been extensively employed as the basis component for designing various schemes in the cryptography system due to its complicated chaotic dynamic behavior. In this study, we analyze the chaotic characteristics of the 2D CML model, such as the Lyapunov exponent (LE), synchronization stability, bifurcation, and ergodicity. We then show that the chaotic sequences generated by the 2D CML model are random according to the NIST testing. Furthermore, we propose an image encryption scheme based on the 2D CML model and Singular Value Decomposition (SVD). In our scheme, the SVD method is used to reduce the image storage, and the Red, Green, and Blue channels of a color image will be encrypted through confusion and diffusion. The simulation results, as well as the results of the comparison with other schemes, demonstrate that our scheme possesses outstanding statistics, excellent encryption performance, and high security. It has great potential for ensuring the security of digital images in real applications.