Колобердянко І.І. кандидат економічних наук, доцент, доцент кафедри міжнародної економіки, природних ресурсів і економічної теорії, Запорізького національного університету Федорець А.О. студентка економічного факультету Запорізького національного університету

Factoring services are one of the most affordable ways to obtain additional financial resources in the process of managing the enterprise. Factoring allows the management company to minimize the risks associated with deferred payment for the purchase of goods or services, reduces the need to redirect significant administrative resources to receive payment from the buyer for goods or services, allows condominiums to receive funds from their receivables and send them into circulation and further business development. Positive experience has confirmed the effectiveness, convenience and efficiency of this type of bank financing. The problem of using factoring operations is one of the least developed, so there is a need to reveal the essence of factoring, analysis of legislative support, and current trends in the market of factoring services. The issues of developing an effective mechanism of factoring services for condominiums, given the current situation in the country and the unstable economy, remain relevant. Some issues related to the development of factoring related to the state of the credit market, the economic and political situation in Ukraine, as well as the peculiarities of the provision of factoring services by different banks, need further study. The article is devoted to the study of the essence of factoring and its features, which allows minimizing the risks of the enterprise, which are associated with the repayment of receivables. The essence and content of the concept of factoring are revealed. The differences in factoring from other types of credit operations are investigated. The conditions for providing factoring services by banks in Ukraine are analyzed. The main criteria that guide companies in choosing a bank for factoring are highlighted. The essence of condominiums and the main sources of funding are considered. Latvia’s experience in ESCO financing is presented. The pilot project of ESCO-factoring is analyzed. The advantages and disadvantages of factoring for condominiums are identified. The prospects of factoring development for condominiums in Ukraine are indicated.