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Suwintana, I Ketut; Sudhana, I G P Fajar Pranadi; Hariyanti, Ni Kadek Dessy

doi:10.31940/matrix.v8i3.823

Cited by 5 publications

(3 citation statements)

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“…Kemajuan suatu Negara dapat diukur dari tingkat pertumbuhan ekonominya. Negara yang memiliki tingkat pertumbuhan ekonomi yang baik, tidak terlepas dari peran lembaga keuangan (Andreana & Wirajaya, 2018;Mahaendrayasa & Putri, 2017) (Paramita & Julianto, 2021;Suwintana et al, 2018). Lembaga Perkreditan Desa merupakan lembaga keuangan milik desa pakraman yang telah berkembang, memberi manfaat sosial, ekonomi dan budaya kepada anggotanya.…”

Section: Pendahuluanunclassified

Pengaruh Good Corporate Governance Terhadap Kinerja Lembaga Perkreditan Desa di Kabupaten Gianyar

Nirmala

Suci

Sinarwati

2022

JPPSH

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Terdapat 270 LPD yang ada di Kabupaten Gianyar, sedangkan dari jumlah tersebut terdapat 17 LPD yang tidak beroperasi. Penyebab dari LPD karena pengelolaan yang tidak baik sehingga mengalami kebangkrutan dan mengalami krisis kepercayaan. Penelitian ini bertujuan menganalisis pengaruh Good Corporate Governance terhadap kinerja Lembaga Perkreditan Desa (LPD) di Kabupaten Gianyar tahun 2022 dilihat dari prinsip transparansi, akuntabilitas, responsibilitas, independensi serta kewajaran. Penelitian ini mempergunakan pendekatan kuantitatif yang bersifat asosiatif. Data dikumpulkan dengan menggunakan kuesioner. Populasi adalah nasabah dan karyawan LPD di Kabupaten Gianyar. Sampel dihitung dengan menggunakan rumus Slovin. Teknik analisis yang digunakan adalah regresi linier berganda dan sebelumnya dilakukan pengujian instrumen dan uji asumsi klasik untuk keakurasian hasil analisis regresi dengan program SPSS version 26.0 for windows. Hasil penelitian menunjukkan bahwa Good Corporate Governance secara simultan berpengaruh signifikan terhadap kinerja LPD. Transparansi berpengaruh positif dan signifikan terhadap kinerja LPD. Akuntabilitas berpengaruh positif dan signifikan terhadap kinerja LPD. Responsibilitas berpengaruh positif dan signifikan terhadap kinerja LPD. Independensi berpengaruh positif dan signifikan terhadap kinerja LPD. Kewajaran berpengaruh positif dan signifikan pada kinerja LPD di Kabupaten Gianyar.

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Section: Pendahuluanunclassified

Pengaruh Good Corporate Governance Terhadap Kinerja Lembaga Perkreditan Desa di Kabupaten Gianyar

Nirmala

Suci

Sinarwati

2022

JPPSH

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“…The definition of profit itself is more of a difference between income over expenses in one period and is referred to as sum assured, which is the opposite (Alkaraan et al, 2022;Wasan et al, 2022;Yu et al, 2022). High lending to an LPD is vulnerable to liquidity risk, namely the risk that arises because the LPD is unable or fails to meet short-term obligations when needed, due to lack of liquidity in the LPD (Mahaendrayasa & Putri, 2017;Suwintana et al, 2018). Credit distribution is a very basic LPD activity and loan interest is the main source of income.…”

Section: Introductionmentioning

confidence: 99%

The Effect Credit Restructuring Relaxation on Financial Performance in LPD Buleleng Regency During the Pandemic of Covid-19

Nopiyani

Sanjaya

Kartika

2021

IJSSB

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During the Covid-19 pandemic, several Village Credit Institutions (LPD) experienced difficulties in their operations, so doing business would need to make various efforts. The implementation of various programs to support policies related to credit is carried out to maintain the growth of Village Credit Institutions (LPD), one of which is the relaxation of credit restructuring policies for people who have credit at Village Credit Institutions (LPD). This study aims to analyze the effect of the relaxation of credit restructuring on LPD financial performance during the Covid-19 pandemic. The nature of this research is an explanation with quantitative methods to test the causality of these variables. The variables in question are the relaxation of credit restructuring and performance. The total population of this study was 81 LPD. Determination of the sample using random sampling technique to obtain a total sample of 46 LPD. This research data collection uses documentation and questionnaire techniques. The data technique used in this study is a simple linear regression with the help of the SPSS 21 application. The results of this study are a positive analysis credit restructuring regression coefficient of 0.968 which means that each increase in credit restructuring by one unit will lead to an increase in the financial performance of 0.968 with the assumption of independent variables other constant. The results of data analysis showed that credit restructuring partially affected financial performance. The key is that credit restructuring has a significant positive effect on the financial performance of the Buleleng Regency LPD during the Covid-19 Pandemic.

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“…The same is true of the LPD's contribution to traditional villages. In accordance with the profit sharing above, 20% of the profit allocated for the development of the Traditional Village as the owner of the LPD is used to finance the interests of the traditional village such as repairing temples (places of worship), religious ceremonies, religious activities, and culture (Damayanthi, 2011;Sanjaya et al, 2019;Suwintana et al, 2018). Seeing the importance of the role of LPD as a micro institution in Bali, the attachment of LPD institutions to traditional villages and the government's desire to develop LPDs in Bali, the existence of LPDs seems to need to be maintained and maintained.…”

Section: Introductionmentioning

confidence: 99%

Effectiveness of Non-Performing Loans Management at the Penglatan Traditional Village Credit Institution (LPD)

Suardika

Dewi

2021

IJSSB

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As a microfinance institution, the LPD, which is finance belonging to the village of Pakraman, aims to collect funds from the community to be further channeled back to the community. Seeing the critical role of the LPD as a micro institution in Bali, the LPD institution with traditional villages, and the government's desire to develop LPD in Bali, the existence of the LPD needs to be maintained and maintained. This study aims to determine the effectiveness of managing Non Performing Loans (NPL) in LPd Desa Adat Penglatan through the Non-Performing Loan Ratio (NPL), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Earning Asset Quality (KAP) and Costs. Operating Operating Income (BOPO). This research was conducted at the Village Credit Institution (LPD) of the Penglatan Traditional Village. The instrument used to collect data is a questionnaire. This study used a population and 36 months or three-year samples using the purposive sampling technique. The collection technique uses an observation process on financial statement data. The techniques used in analyzing the data are Multiple Linear Regression Analysis, Classical Assumption Test Analysis, F-Test Analysis (F-Test), Determination Analysis, and T-Test Analysis (T-Test). The results of this study explain that the Capital Adequacy Ratio (CAR) has a significant negative effect on Non Performing Loans (NPL) and Loan to Deposit Ratio (LDR), Earning Assets Quality (KAP), and Operating Income Operating Costs (BOPO) have a significant influence for Non-Performing Loans (NPL).

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Cited by 5 publications

References 0 publications

Pengaruh Good Corporate Governance Terhadap Kinerja Lembaga Perkreditan Desa di Kabupaten Gianyar

Pengaruh Good Corporate Governance Terhadap Kinerja Lembaga Perkreditan Desa di Kabupaten Gianyar

The Effect Credit Restructuring Relaxation on Financial Performance in LPD Buleleng Regency During the Pandemic of Covid-19

Effectiveness of Non-Performing Loans Management at the Penglatan Traditional Village Credit Institution (LPD)

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