A Comparative Financial Performance of Selected Public And Private Sector Banks in India

Mohanty, Sagarika

doi:10.23862/kiit-parikalpana/2021/v17/i2/210548

Cited by 6 publications

(7 citation statements)

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“…With regard to the Mean value of deposits, advances and Net Profits, HDFC occupied the first rank, followed by ICICI and the least rank is occupied by KMB. With regard to Mean value of Net NPAs, HDFC is in first position with less mean amount of NPAs, followed by KMB and finally by ICICI bank [17][18][19].…”

Section: Resultsmentioning

confidence: 99%

Performance and Efficiency Analysis of Selected Private Sector banks in India

Rao

2022

AJEBA

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This paper discusses the performance and efficiency analysis of selected private sector banks in the light of tough competition and technology up gradation. Right from the establishment of Royal Chartered bank, Indian banking sector has seen a magnanimous growth especially after independence. The nationalization of banks in 1969 and 1980 had added fuel to the growth. The New Economic policy, 1991 has totally changed the facets of the banking sector. The doors are open to the private and foreign banks to India and the services are scattered and spread to various areas like wealth management, insurance, mutual funds, forex trading, financial services etc apart from the primary objective of accepting deposits and lending loans. This research paper focuses on evaluation of the performance and efficiency analysis of selected private sector banks with respect to some of the key indicators such as Total deposits, Total advances, Total Assets, Net Profit & Non-Performing Assets of last 10 years. The absolute figures and the average annual growth rates (AAGR) were calculated for each indicator over a period of 10 years and accordingly the rankings were assigned based on performance and efficiency analysis. Key area findings of the research were found and so incorporated in the study. The research found that has been performing well among the given three banks when compared with other two banks.

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Section: Resultsmentioning

confidence: 99%

Performance and Efficiency Analysis of Selected Private Sector banks in India

Rao

2022

AJEBA

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“…Beberapa penelitian perbankan di Indonesia terkait profitabilitas (Khalifaturofi'ah, 2023;Anindyajati & Hanggraeni, 2022;Khabibah et al, 2020;Andhikatama, Muda, & Daulay, 2016), belum banyak melakukan investigasi terhadap profitabilitas berdasarkan karakter perbankan Indonesia berdasarkan modal inti (KBMI). Literatur keuangan terbaru menunjukkan bahwa bank dengan tingkat CASA tinggi cenderung menunjukkan pengelolaan secara efisien untuk mencapai ROA yang lebih tinggi (Mohanty, 2021), namun bank yang memiliki proporsi deposito yang lebih banyak cenderung memiliki profitabilitas yang lebih rendah, hal ini karena deposito identik dengan biaya dana yang tinggi. Menurut Pak (2020) biaya operasional berpengaruh negatif terhadap ROA, semakin tinggi biaya operasional maka semakin rendah ROA.…”

Section: Pendahuluanunclassified

“…Strategi pendanaan yang diterapkan oleh bank mempengaruhi profitabilitas secara keseluruhan, dengan tingkat aset yang didanai oleh deposito yang lebih rendah akan meningkatkan profitabilitas (O'Connell, 2023). Dengan mengembangkan penelitian terbaru yang sudah ada terkait faktor-faktor penentu profitabilitas perbankan, antara lain CASA dalam melihat posisi likuiditas perbankan (Mehzabin et al, 2023;Sobol et al, 2023;Shen et al, 2023;O'Connell, 2023;Pham & Nguyen, 2023;Ayalew, 2021;Mohanty, 2021;Farhadi & Fooladi, 2021;Pak, 2020;Ghosh & Sanyal, 2019).…”

Section: Pendahuluanunclassified

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Analisa Dampak Rasio Keuangan Perbankan Terhadap Profitabilitas Bank Berdasarkan Modal Inti (Kbmi) Pada Kelompok Bank Di Indonesia

Subrini,

Hamidi,

Adrianto

et al. 2024

publicuho

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This research aims to investigate the analysis of the relationship between banking financial ratios and profitability using the purposive sampling technique in the form of panel data. The research sample was derived from 47 banking sectors listed on the BEI stock exchange from 2013 to 2022, with a total of 470 firm-year observations. The regression method employed was the Ordinary Least Squares (OLS) data panel, and it underwent tests for regression model selection, classical assumptions, robustness, and the Generalized Least Squares (GLS) method. The research findings indicate that CASA is a determining factor for banks in general to enhance Return on Assets (ROA), especially in the small bank group (KBMI 1 and 2). BOPO has been a hindering factor for banks in general to achieve profitability (ROA and ROE) over the past 10 years. In the pre and POST economic crisis of Covid-19, the Loan to Deposit Ratio (LDR) is a hindering factor for banks in general to achieving profitability. Interestingly, as long as the economic crisis, the opposite is true, LDR became a determining factor in increasing profitability, especially in the large bank group (KBMI 3 and 4).

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“…In order to provide insight for increasing better asset and legal responsibility control of banks in Nepal, the study intends to investigate how liquidity affects the profitability of Commercial Banks of Nepal. Mohanty, and Mehrotra, (2018) conducted a research on The Effect of Liquidity Management on Profitability: A Comparative Analysis of Public and Private Sector Banks in India. This paper makes an attempt to study the effect of liquidity management on the profitability of public and private sector banks in India.…”

Section: Introductionmentioning

confidence: 99%

Impact of Liquidity Management on Profitability of Joint Venture Commercial Banks in Nepal

Shrestha¹,

Chaurasiya²

2023

Lumbini J. Bus. & Econ.

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This study investigates the Impact of Liquidity Management and Profitability of Joint Venture Commercial Banks in Nepal. Data analysis was done using descriptive statistics, Pearson correlation, regression analysis, and t-test. The data used to analyze five (5) samples size, out of 27 which has found to be covering period 2012-2021 of joint venture commercial Banks in Nepal. The Liquidity management represents the variables of the Credit Deposit Ratio (CDR), Capital adequacy ratio (CAR), Current Reserve ratio (CRR), Total deposit to total ratio (TDTAR), Total loan to total assets ratio (TLTAR) and the profitability including Return on Assets (ROA). The findings of the study have a R square value of 0.615 meaning that 61.5% of the variation in the dependent variable is explained by the independent variables while 38.5% is explained by other variables outside the model and also showed that there is a strong positive correlation between the dependent variable and the set of independent variables. The result showed that there is significant impact of TLTAR on ROA and there is insignificant impact of CDR, CAR, CRR and TDTAR on ROA of joint venture commercial banks in Nepal.

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A Comparative Financial Performance of Selected Public And Private Sector Banks in India

Cited by 6 publications

References 0 publications

Performance and Efficiency Analysis of Selected Private Sector banks in India

Performance and Efficiency Analysis of Selected Private Sector banks in India

Analisa Dampak Rasio Keuangan Perbankan Terhadap Profitabilitas Bank Berdasarkan Modal Inti (Kbmi) Pada Kelompok Bank Di Indonesia

Impact of Liquidity Management on Profitability of Joint Venture Commercial Banks in Nepal

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