Integration of vehicle-to-home (V2H) centralized photovoltaic (HCPV) systems is a requested and potentially fruitful research topic for both industry and academia. Renewable energy sources, such as wind turbines and solar photovoltaic panels, alleviate energy deficits. Furthermore, energy storage technologies, such as batteries, thermal, and electric vehicles, are indispensable. Consequently, in this article, we examine the impact of solar photovoltaic (SPV), microgrid (MG) storage, and an electric vehicle (EV) on maximum sun radiation hours. As a result, an HCPV scheduling algorithm is developed and applied to maximize energy sustainability in a smart home (SH). The suggested algorithm can manage energy demand between the MG and SPV systems, as well as the EV as a mobile storage system. The model is based on several limitations to meet households’ electrical needs during sunny and cloudy weather. A multi-agent system (MAS) is undertaken to ensure proper system operation and meet the power requirements of various devices. An experimental database for weather and appliances is deployed to evaluate and control energy consumption and production cost parameters. The obtained results illustrate the benefits of V2H technology as a prospective unit storage solution.