Palu Bay is one of the bays in a seismically active area in Indonesia which is traversed by the Palu-Koro fault segment. In the aftermath of a major natural disaster in the Region on September 28, 2018 Palu City, Donggala Regency and Sigi Regency were areas that were most affected by this disaster, so it was necessary to identify the level of community preparedness, especially for SMEs in dealing with natural disasters in the future and how the impact of resource ownership will be that they have whether the resource significantly affects SMEs preparedness to face natural disasters. This research was conducted three years after the natural disaster in the Palu Bay Area. The assessment was carried out through a questionnaire involving 260 SMIs that were chosen randomly and from the four variables of SMEs resources studied, that the resources that had an effect on disaster preparedness were the capital variable, which was 0.07, the entrepreneurial variable was 0.35, the labor variable was -0.03, and the Information Technology variable is not significant. While the level of preparedness of SMEs in dealing with natural disasters in the future, 17.31% of respondents are stated to be "not ready", 60.90% "somewhat ready" and 23.8% "ready" while none of the respondents were "very prepared". This lack of readiness of SMEs clearly requires the attention of all stakeholders in fostering the resilience of SMEs.