An insulating shell on the surface of conductive particles is vital for restraining the dielectric loss and leakage current of polymer composites. So as to inhibit the enormous loss and conductivity of pristine nickel (Ni)/poly(vinylidene fluoride)(PVDF) composites but still harvest a high dielectric permittivity (εr) when filler loading approaches or exceeds the percolation threshold (fc), pristine Ni particles were covered by a layer of titanium dioxide (TiO2) shell via a sol–gel approach, and then they were composited with PVDF. The impacts of the TiO2 coating on the dielectric performances of the Ni/PVDF composites were explored as a function of the filler concentration, the shell thickness and frequency. In addition, the dielectric performances were fitted using the Havriliak–Negami (H–N) equation in order to further understand the TiO2 shell’s effect on polarization mechanism in the composites. The Ni@TiO2/PVDF composites exhibit high εr and enhanced breakdown strength (Eb) but remarkably suppressed loss and conductivity when compared with pristine Ni/PVDF because the TiO2 shell can efficiently stop the direct contact between Ni particles thereby suppressing the long–range electron transportation. Further, the dielectric performances can be effectively tuned through finely adjusting the TiO2 shell’ thickness. The resulting Ni@TiO2/PVDF composites with high εr and Eb but low loss show appealing applications in microelectronics and electrical fields.