“…Scheinkman, 1988;Kirby, Biever, Martinez, Gomez, 2004;Gold, 2006). That the lack of time for family, lifestyle modification, communication and finance are main sources of distress, is documented both in the literature (Kirby, et al, 2004;Gold, 2006;Hyun, 2009) and by our students. Finance in particular, posed a problem for a large percentage of respondents.…”