Owing to current global environmental concerns, polymers must be prepared under eco-friendly reaction conditions based on sustainable chemistry. In this context, highly efficient photoinduced energy/electron transfer reversible addition− fragmentation chain-transfer (PET-RAFT) polymerization under ambient/aqueous conditions without additives and/or with the aid of sunlight is the optimal approach for producing polymers with well-defined structures. This can be accomplished with a photocatalyst (PC) that utilizes the full spectrum of sunlight for maximum efficiency and has excellent water solubility or dispersibility, oxygen tolerance, and biocompatibility. However, a PC with all of these features has not yet been developed. In this study, we confirmed that this could be achieved using Ag 2 S nanocrystals (NCs) as photocatalysts. The sufficient reducing power of Ag 2 S NCs enabled the successful aqueous PET-RAFT polymerization of numerous acrylic monomers under ambient natural sunlight illumination without any additives. Under illumination, the small band gap of Ag 2 S NCs suppressed the generation of singlet oxygen, resulting in low cytotoxicity toward three different cell lines. Finally, we demonstrated that PET-RAFT polymerization with Ag 2 S NCs can be accomplished in biologically relevant media under natural sunlight illumination, indicating adequate biocompatibility and efficacy of the system.