Effect of waves and currents on the dynamics and seasonal variations of suspended particulate matter (SPM) in the North Sea is investigated by a three-dimensional Circulation and Transport Model for SPM (CTM-SPM) in 2002 and 2003, forced by waves and meteorological data. Calculated fine sediment exchange processes at the seawater-seabed interface are driven by the instant values of the shear stress velocity due to currents and waves. Modeled SPM concentrations are compared with in-situ measurements and satellite snap-shot images. As a result of the action of currents and waves, local bathymetry and the fine sediment content at the sea bottom, modeled time series show different short-term dynamics of SPM concentrations in various locations in the North Sea. On a longer time scale, currents and waves result in different seasonal distributions of the shear stress velocity typical for the calm (April -October) and the storm (OctoberApril) periods. Accordingly, our model calculates different seasonal distributions of SPM with the mean surface concentrations of about 2 mg l −1 in the calm and > 5 mg l −1 in the storm periods. Waves lead to a higher frequency of resuspension and erosion events and increase mixing intensity in the water column during storm periods. During calm periods, SPM distribution is mainly shaped by currents. A different pattern, characterized by high SPM concentrations in offshore areas, evolves instantly during transient storms events.