An integrative approach for understanding Islamic home financing adoption in Malaysia

Amin, Hanudin; Abdul-Rahman, Abdul-Rahim; Abdul-Razak, Dzuljastri

doi:10.1108/ijbm-02-2013-0008

Cited by 100 publications

(136 citation statements)

References 47 publications

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“…Previous studies have established that attitude can predict the behavioral intention to patronize Islamic financial services instrument (Abdul Amin, 2012;Amin, Abdul Rahman, and Abdul Razak, 2013;Amin et al, 2014a, b;Amin, Rahman, and Ramayah, 2013;Sharma et al, 2016). Although there are numerous studies on the behavioral intention to choose IHF instrument such as MM (Amin, Abdul Rahman, and Abdul Razak, 2013;Amin et al, 2014a, b;Md Taib et al, 2008;Usman and Lizam, 2016), it is interesting to note that most of them were carried out on ICB context, and none was done within the context of financial cooperatives. As argued by scholars such as Ebrahim (2009) and Mydin Meera and Abdul Razak (2005), the current MM practices in ICB reveal a marked departure from its Note: Path between intention and behavior will not be estimated…”

Section: Conceptual Framework and Hypotheses Developmentmentioning

confidence: 99%

Nexus between risk sharing vs non-risk sharing financing and economic growth of Bangladesh

Chowdhury

Akbar²,

Shoyeb

2018

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and finally, Quoc Cuong Phan and Taha Bhatti for the excellent research assistance in managing some of the papers in this issue. 646 MF 44,6 regarding the effect of these two variables to risk exposure and efficacy of both Islamic and conventional banking systems. In order to add more value to current literature with reference to the differences between Islamic and conventional banking systems, Bougatef and Korbi aimed to study the factors that explain intermediation margins under both Islamic and conventional banks operating in the Middle East and North Africa. By using the dynamic panel modeling approach, they revealed different determinants of net profit margins under these two systems. Utilizing various methodologies including Markowitz's (1952) portfolio optimization, visual data representations and the classic Fama-Macbeth (1973) two-pass procedure regressions, Cheong investigated the ability of the Islamic Gold Dinar to hedge against foreign exchange market volatility. His findings documented a new hedging instrument to diversify investors' currency portfolios. In the later article, Chowdhury, Akbar and Mohammad examined the relationship between Islamic financing principles and economic growth in Bangladesh using auto regressive distributive lags. Having considered all annual reports of Islamic banks in Bangladesh, this group of authors shed light on how the economic growth responds to the risk sharing and non-risk sharing instruments. In the wake of the GFC, predicting financial distress in banking systems has been increasingly more critical in order to prevent future economic downturns. In their paper, Halteh and his co-authors; Kumar and Gepp aimed to forecast the failure by using cutting-edge stochastic models including decision trees, stochastic gradient boosting and random forests to study 101 international publicly listed Islamic banks. Their findings add value to the literature on the issue of Islamic banking and predicting financial distress. To examine the differences in investors' perceptions concerning the response to the issuance of Sukuk and conventional bonds, Hassan, Ahmed and Rayfield observed significantly negative abnormal returns before and after the announcement date of Sukuk issuance. By utilizing linear and logistic regression models, they found an interesting connection: first, between firms' characteristics and these abnormal returns; and second, issuers' preferences between issuing Sukuk and conventional bonds. Mahmood, Gan and Nguyen, by utilizing the two-step system GMM estimation technique on 55 full-fledged Islamic banks from 11 different countries, have analyzed various factors at both firm-specific and macroeconomic levels, in order to explore their impacts on maturity transformation risk. This paper makes an important contribution to studying maturity transformation risk which is considered one of the major causes of the global financial crisis. Md Zabri and Mohammed examined the acceptability of the Cash Waqf-financial cooperative-Musharakah Mutanaqisah (MM) home financing...

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Section: Conceptual Framework and Hypotheses Developmentmentioning

confidence: 99%

Nexus between risk sharing vs non-risk sharing financing and economic growth of Bangladesh

Chowdhury

Akbar²,

Shoyeb

2018

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“…TRA is open to modification or extension by altering the path and including additional predictors if it can be shown to capture a greater proportion of variance in intention after the original constructs have been taken into account [31]. This theory is appropriate for this study as it has been shown to be applicable in various other contexts of Islamic marketing such as in the halal food purchasing [35,36], Islamic insurance [37], Islamic pawn shops [38], Islamic home financing [39], Islamic personal financing [37], Islamic credit cards [40] and Islamic mobile phone banking [41].…”

Section: Theory Of Reasoned Action (Tra)mentioning

confidence: 99%

Behavioral Intention Towards “Halal Hotels”: Religiosity or Ethnicity?

Ithnan

Ariffin

2020

Wseas Transactions on Business and Economics

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The primary purpose of this study is to empirically examine and compare the effects of religiosity and ethnicity in influencing behavioral intention towards halal hotels concept. Is it the religion or ethnic values that really matters in selecting an Islamic concept of hotel such as the halal hotel? This study involving 492 respondents randomly selected among travelers at the Kuala Lumpur International Airport used SEM as the main method to test the hypotheses. Underpinned by the Theory of Reasoned Action (TRA), the findings of this study revealed that religiosity (represented by the construct of religious commitment) significantly influence behavioral intention towards halal hotels via attitude while ethnicity (represented by ethnic identity) has no significant influence on intention to patronage a halal hotel. Theoretically, this present study help extends the TRA model by incorporating religiosity factor in the context of Islamic tourism. With regard to practical implications, the findings provide inputs to the hoteliers particularly in the hotel's positioning theme development as well as marketing communication strategies.

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“…A previous study that investigated cosmetics consumption among young adult Muslim consumers found that awareness of halal cosmetics is still low among young adult consumers [3]. As the study was conducted among young Muslims in Malaysia using qualitative analysis, it was suggested that scholars seek to examine young Muslims' cosmetics consumer behavior in different Islamic contexts, such as Brunei or Indonesia [5]. The current study strives to investigate young Muslim consumers' attitudes and intention regarding the consumption of halal cosmetics in the Indonesian context using a quantitative approach.…”

Section: Introductionmentioning

confidence: 99%

Young Adult Muslim Consumer Intention to Purchase Halal Cosmetics: Application of the Theory of Planned Behavior

Endah¹,

Daryanti²,

Hati³

2017

Proceedings of the 3rd Annual International Conference on Management, Economics and Social Development (ICMESD 17)

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Abstract. This study strives to examine the impact of subjective norms, perceived behavioral control and attitude on customer intention to purchase halal cosmetics among young adult Muslim consumers. Data was collected via an online survey from 165 young Muslim consumers. The results demonstrate that attitude, subjective norms, and perceived behavioral control are significant in influencing young adult Muslim customer intention to purchase halal cosmetics. The study shows that subjective norm has the highest parameter coefficient value compared to the other two antecedents of intention which indicates that the intention to buy halal cosmetics is largely influenced by the opinions of the consumers significant others, such as friends and relatives.

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An integrative approach for understanding Islamic home financing adoption in Malaysia

Cited by 100 publications

References 47 publications

Nexus between risk sharing vs non-risk sharing financing and economic growth of Bangladesh

Nexus between risk sharing vs non-risk sharing financing and economic growth of Bangladesh

Behavioral Intention Towards “Halal Hotels”: Religiosity or Ethnicity?

Young Adult Muslim Consumer Intention to Purchase Halal Cosmetics: Application of the Theory of Planned Behavior

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