Analisis Ekonomi Usaha Tani Anggota Simpan Pinjam Kelompok Perempuan Progam Nasional Pemberdayaan Masyarakat Mandiri Perdesaan Di Kecamatan Selorejo Kabupaten Blitar

Abstract

This study aimed to analyze the differences bothincomeand yieldin Farmer’s SPP group before and after receiving PNPM-MPdcredit. Primary data obtained from 50 respondents which were selected by purposive sampling.This research was conducted by qualitative research design by means descriptive.Thedata selected fromincome and yield before and after receiving PNPM-MPdcredit.While the data were processed by using a different test analysis paired sample mean.Analyzes result indicated that there was a mean differential both income and outcome production on Farmer’s SPP group before and after the PNPM-MPd received credit. Evenly, the outcome production is about 8,28 Kw before receiving the credit and it was about 10,12 Kw after receiving the credit. However, the income had indicated about Rp 3.043.000 before the PNPM-MPd received credit and the outcome had indicated about Rp 5.160.000 after receiving thecredit. From the yield, it showed a more superior in income. This affected by cost factor through the rise.

Sistem Simpan Pinjam pada Kelompok Tani Harapan Jaya Panaguen Kabupaten Pamekasan

“…Kelompok tani Harapan Jaya merupakan peralihan dari Program Nasional Pemberdayaan Masyarakat (PNPM) Mandiri, yang merupakan pengembangan dari program pengembangan kecamatan, dimana tujuannya untuk menyediakan lapangan pekerjaan dan peningkatan pendapatan bagi masyakat miskin. (Ishom 2015) dalam (Arum & BR, 2017) Undang-undang Desa pasal 72 menyebutkan bahwa, prioritas belanja desa diperuntukkan untuk pemenuhan kebutuhan pembangunan yang telah disetujui dalam permusyawaratan desa, yang selaras dengan prioritas pemerintah Kabupaten atau Kota, provinsi serta pemerintah pusat, yang selanjutnya semua kebutuhan, lingkungan, pelayanan dasar serta kegiatan-kegiatan pemberdayaan masyarakat masyarakat. Hasil wawancara dengan Hadi suwono selaku ketua kelompok tani dan Ali sebagai penanggungjawab atas simpan pinjam kelompok tani Harapan Jaya.…”