Analisis Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Pada Petani Tanaman Pangan dan Holtikultura di Kabupaten Maros Sulawesi Selatan

Anwar, Anas Iswanto; Putri, Rezki; Sabir, Sabir

doi:10.19184/ejeba.v7i2.18898

Cited by 8 publications

(10 citation statements)

References 2 publications

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“…These results are in line with the results of the study [17] stating that financial knowledge does not have a significant effect on financial management While in research [18] has different results by stating that financial behavior has a positive and significant effect on personal financial management. This is also in line with the Organization for Economic Co-operation and Development (OECD) in [8] the financial literacy index is a value measured based on the financial knowledge component. Financial knowledge is something about finance that happens in everyday life.…”

Section: The Effect Of Financial Knowledge On Personal Financial Mana...mentioning

confidence: 53%

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The effect of financial literacy on the personal financial management of housewives during the COVID-19 pandemic in Makassar city

Muliana¹,

Riana²,

SN³

et al. 2023

Int. J. Sci. Res. Arch.

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The pandemic condition makes most housewives complain because of financial management problems. Financial literacy can help a person in managing household finances in times of crisis. This study aims to determine the influence of financial knowledge, financial behavior, and financial attitudes on the personal financial management of housewives in the city of Makassar. This research is quantitative research using descriptive analysis. The data used are primary data. The number of samples was 100 people with a purposive sampling approach. The results showed that financial knowledge partially had a negative and significant effect on personal financial management with a calculated t value of -2.298 < t table 1.984 and a significant value of 0.024 < 0.05. Financial behavior partially had a positive and significant effect on personal financial management with a calculated t value of 5.133 > t table 1.984 and a significant value of 0.000< 0.05. Financial attitudes partially have a positive and significant effect on personal financial management with a calculated t value of 2.951 > t table 1.984 and a significant value of 0.004 < 0.05. Financial knowledge, financial behavior, and financial attitudes simultaneously had a positive and significant effect on personal financial management with a calculated F value of 25,849 > F table 3.09 and a significant value of 0.000 < 0.05.

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Section: The Effect Of Financial Knowledge On Personal Financial Mana...mentioning

confidence: 53%

“…When a person earns income, then there must be a budget set aside for savings or investments. If it can be implemented properly, it does not require additional money by looking for loans/debts because it has been able to manage its finances well [8].…”

Section: Introductionmentioning

confidence: 99%

The effect of financial literacy on the personal financial management of housewives during the COVID-19 pandemic in Makassar city

Muliana¹,

Riana²,

SN³

et al. 2023

Int. J. Sci. Res. Arch.

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“…ICESRE 2021 self-efficacy does not have a substantial effect on financial literacy. In this research, there are differences from previous studies because this study expects differences in the research variables [3,6].…”

Section: Authors' Contributionsmentioning

confidence: 87%

“…Financial literacy, according to OJK, is a set of knowledge, skills, and beliefs or public trust in financial institutions that are linked to the products or services offered by the institution [5], while Remund (2010) states that financial literacy is a measurement of an individual's understanding of the basic concepts of finance. , financial management and confidence in making appropriate short-term and long-term decisions regarding finances [6].…”

Section: Literature Reviewmentioning

confidence: 99%

Demographic Factors, Self-efficacy on Financial Literacy in Upla

Suaebah

Suciati

2022

KSS

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Financial literacy is the knowledge and ability of financial management that allows individuals to manage their finances more effectively. For managing finances, farmers in Indonesia still rely on informal financial institutions. There are several reasons for this – the farmers’ location being substantially far from the locations of financial institutions, their age and varied educational levels, and the level of confidence in achieving success in agriculture. This study, thus, identifies and analyzes the demographic factors and self-efficacy in financial literacy in upland horticultural crop farmers. The study population was upland horticultural plant farmers, the sampling technique was probability sampling, and the analysis was done using the two-way ANOVA technique. The results show a significant difference in the financial literacy between women and men. Although no difference was seen in the farmers’ financial literacy based on their age, a significant difference was noted based on their education. Additionally, a substantial difference was seen in the understanding based on self-efficacy. Keywords: demographic factors, self-efficacy, financial literacy

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“…Each variety has a different genetic identity. Factors of physical and physiological conditions of seeds are related to seed performance such as maturity level, level of mechanical damage, health level, size and density, chemical composition, structure, moisture content and seed dormancy [19].…”

Section: Seed Qualitymentioning

confidence: 99%

Post-Covid-19 Disposible Income Resistance Against Community Welfare In Regency Aceh Singkil

Rosliana

Siregar

Hasibuan

et al. 2022

International Journal of Science, Technology & Management

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The purpose of the study was to examine how much resilience the community's disposable income was due to COVID-19, and the factors for increasing farmer productivity in Tanah Bara Village, Gunung Meriah District based on the SEM model. The main problems studied are the decline in the resilience of disposable income due to lack of capital in opening wider agricultural land, soil fertility which is increasingly polluted which causes unable to cultivate crops, narrow land cannot increase the area of land owned, seed quality is not good. which causes crop failure or poor yields, the number of plant pests that cause death and does not produce and the lack of human resources in agricultural and plantation management The analytical model used in Confirmatory Factor Analysis (CFA) to see the causal effect of several independent variables, namely the quality of fertilizer , capital, soil fertility, seed quality, technology, pests, number of workers to increase farmer productivity in Tanah Bara Village, Gunung Meriah District. The results showed that there were 3 factors that influenced the income and welfare of the community, namely factor 1 which consisted of the quality of fertilizer, capital, soil fertility and labor. Factor 2 which consists of seed quality and technology and factor 3 which consists of pests.

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Analisis Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Pada Petani Tanaman Pangan dan Holtikultura di Kabupaten Maros Sulawesi Selatan

Cited by 8 publications

References 2 publications

The effect of financial literacy on the personal financial management of housewives during the COVID-19 pandemic in Makassar city

The effect of financial literacy on the personal financial management of housewives during the COVID-19 pandemic in Makassar city

Demographic Factors, Self-efficacy on Financial Literacy in Upla

Post-Covid-19 Disposible Income Resistance Against Community Welfare In Regency Aceh Singkil

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