Analisis Non Performing Financing, Dana Pihak Ketiga, Capital Adequacy Ratio, Dan Financing To Deposit Terhadap Total Pembiayaan

Andriani, Vivin; Pakkanna, Mukhaer

doi:10.22236/alurban_vol3/is2pp149-163

Cited by 3 publications

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“…Third Party Funds variable partially positive effect on the total partially positive effect on total financing at Islamic Commercial Banks but not significant with an R value of 11%. Variables of Non Performing Financing, Capital Adequacy Ratio, Financing to Deposit Ratio and Third Party Funds simultaneously or based on F test calculations have a significant effect on total financing in Islamic Commercial Banks [8].Research conducted by Preztika Ayu Ardheta and Helda Rahmi Sina (2020) entitled "The Effect of Capital Adequacy Ratio, Third Party Funds, Non-Performing Financing and Murabahah Financing on Profitability" concludes that the results of the study show that the capital adequacy ratio and third party funds affect profitability , however, non-performing financing and murabahah financing have no effect on profitability. Simultaneously, the capital adequacy ratio, third party funds, non-performing financing and murabaha financing affect profitability [9].…”

Section: Previous Researchmentioning

confidence: 96%

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

Syera¹,

Affiah²

2022

International Journal of Science, Technology & Management

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The specific purpose of this study is to determine the effect of Financing and Third Party Funds on the Total Assets of Islamic People's Financing Banks. The approach used in this research is a quantitative approach. The data used in the form of secondary data from the website of the Financial Services Authority (OJK). The population is monthly data from January 2016 to December 2020 period while the sample is annual data from 2016 to 2020. The research analysis carried out is multiple linear regression, classical assumption test (normality test, heteroscedasticity multicollinearity test and autocorrelation test), and test statistics (coefficient of determination (R2), statistical F test, and statistical t test). The results of this study are the variables of Financing and Third Party Funds have a significant effect simultaneously (simultaneously) on the variable Total Assets of Islamic People's Financing Banks.

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Section: Previous Researchmentioning

confidence: 96%

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

Syera¹,

Affiah²

2022

International Journal of Science, Technology & Management

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“…Modal merupakan faktor terpenting dalam usaha bisnis dalam menampung risiko kerugian, dimana semakin tinggi rasio CAR maka semakin kuat kemampuan dari bank dalam menaggung risiko dari setiap kredit aktiva produktif (Ardheta & Sina, 2020). Adapun penelitian terkait mengenai CAR yaitu penelitian yang dilakukan oleh Aziza & Mulazid, 2017, menunjukkan hasil CAR tidak berpengaruh terhadap pembiayaan murabahah berbeda dengan penelitian yang dilakukan oleh Andriani & Pakkanna, 2019. menunjukkan hasil CAR berpengaruh positif terhadap total pembiayaan.…”

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Pengaruh Kinerja Keuangan Terhadap Pembiayaan Murabahah Dengan Dana Pihak Ketiga Sebagai Pemoderasi

Khotmi

2022

jesya

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This study aims to investigate the effect of Capital Adequacy Ratio, Financing to Deposit Ratio, Non-Performing Financing on murabahah financing, to verify the effect of Capital Adequacy Ratio on murabahah financing with Third Party Funds as a moderating variable, to assess the effect of Financing to Deposit Ratio on murabahah financing. with Third Party Funds as moderating variable and to verify Non-Performing Financing on murabaha financing with Third Party Funds as moderating variable. This study used secondary data that obtained from ojk.co.id. Number of population in this study was 14 (fourteen) Islamic commercial banks registered in 2020 in Indonesia, which obtained with purposive sampling. The sampling criteria were Islamic banks with book category 3 and core capital between 5 trillion to 30 trillion rupiah. The number of samples was 4 banks with 3 (three) book categories, namely Bank Syariah Mandiri, Bank Negara Indonesia Syariah, Bank Rakyat Indonesia Syariah, National Syariah Pension Savings Bank. Data was analyzed by using eviews version 9. The analysis results indicate that Non-Performing Financing, Capital Adequacy Ratio, Financing to Deposit Ratio have an effect on murabahah financing, the Third-Party Funds moderated the effect of capital adequacy ratio on murabahah financing, Third Party Funds moderated the effect of Financing to Deposit Ratio on murabahah financing, Third Party Funds did not moderate the effect of Non Performing Financing on murabahah financing.

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Pengaruh Firm Size Yang Memoderasi Produk Akad Wadiah terhadap Kualitas Pembiayaan (NPF) Pada Bank Syariah

Ubaidilbar Agusty,

Wahyu Hestya Budianto

2024

JEB

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Penelitian ini menganalisis pengaruh Simpanan Giro Wadiah, Simpanan Tabungan Wadiah, dan Bonus Wadiah pada Non Performing Financing (NPF) Nett, dengan Firm Size sebagai variabel moderasi pada perbankan syariah di Indonesia. Data panel dari 5 bank syariah (Bank Muamalat Indonesia, Bank Syariah Indonesia, Bank Bukopin Syariah, BCA Syariah, dan Bank Aceh Syariah) periode 2018.Q1 s/d 2023.Q3 diolah dengan regresi data panel dan Moderated Regression Analysis (MRA). Hasil penelitian menunjukkan: 1.) Simpanan Giro wadiah, Tabungan Wadiah, dan Bonus wadiah berpengaruh terhadap Non Perfoming Financing (NPF) nett ; 2.) Firm size mampu memoderasi Pengaruh Simpanan Giro Wadiah dan Simpanan Tabungan Wadiah Sedangkan Firm size tidak mampu memoderasi pengaruh Bonus wadiah pada Non Perfoming Fianancing Nett pada Perbankan Syariah pada tahun 2018Q1-2023Q3 . Pada penelitian berikutnya diharapkan bisa memakai Variabel selain yang dapat menjadi variabel moderasi. Lebih lanjut, kami menyarankan agar penelitian selanjutnya bukan cuma melihat perusahaan dari sudut pandang keuangan saja, tetapi juga dari bagian lain dalam perusahaan agar temuannya dapat tercermin pada area lain dalam perusahaan.

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Analisis Non Performing Financing, Dana Pihak Ketiga, Capital Adequacy Ratio, Dan Financing To Deposit Terhadap Total Pembiayaan

Cited by 3 publications

References 0 publications

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

The Effect Of Third Party Financing And Funds On Total Assets In Sharia Financing Banks In Indonesia 2016-2020 Period

Pengaruh Kinerja Keuangan Terhadap Pembiayaan Murabahah Dengan Dana Pihak Ketiga Sebagai Pemoderasi

Pengaruh Firm Size Yang Memoderasi Produk Akad Wadiah terhadap Kualitas Pembiayaan (NPF) Pada Bank Syariah

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