Analisis Pengaruh Faktor-Faktor Fundamental Kinerja Bank Dan Makro Ekonomi Terhadap Stabilitas Perbankan Di Indonesia

Setiawati, Ririt Iriani Sri

doi:10.32812/jibeka.v14i2.194

Cited by 6 publications

(12 citation statements)

References 18 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Naik turunnya stabilisasi ekonomi di pengaruhi oleh faktor eksterbal dan internal. Faktor internal berasal dari dalam Perusahaan dan dapat di kendalikan oleh manajemen Perusahaan, sedangkan untuk faktor eksternal berasal dari kondisi ekonomi dan kebijakan pemerintahan (Sri Setiawati, 2020).…”

Section: Gambar 1 Kantor Pengelolaan Balai Ekonomi Desa Dan Homestayunclassified

Pengaruh Produktivitas Desa Wisata, Stabilisasi Ekonomi dan Knowledge Management Terhadap Keberlanjutan Usaha (Studi Empiris Pada Balkondes Di Borobudur)

Nugraheni,

Hana,

Shofiyani

et al. 2024

JMD

View full text Add to dashboard Cite

Sustainable tourism development is a business developed using various economic approachescovering various aspects ranging from science, human resource technology, and localbusiness empowerment. In business sustainability, not only certain parties are responsible formaking efforts, but also all elements must be able to contribute to these efforts. This researchaims to analyze the influence of tourist village productivity, economic stabilization andknowledge management on business sustainability at the Balcony Village in Borobudur. Thisresearch uses quantitative methods with the population in the study being Balcondes andBUMDes managers in 20 Balcondes in Borobudur. The sample in this study was 165respondents using a purposive sampling method with a minimum criteria of 6 months ofwork. The analytical tool used is multiple linear regression with processing using SPSS. Theresults of this research show that tourism village productivity, economic stabilization, andknowledge management have a positive effect on business sustainability, supported by theTriple Bottom Line theory to prepare and complement organizational needs in terms of economic, social and environmental aspects, so that they are able to compete and continue tobe sustainable

show abstract

Section: Gambar 1 Kantor Pengelolaan Balai Ekonomi Desa Dan Homestayunclassified

Pengaruh Produktivitas Desa Wisata, Stabilisasi Ekonomi dan Knowledge Management Terhadap Keberlanjutan Usaha (Studi Empiris Pada Balkondes Di Borobudur)

Nugraheni,

Hana,

Shofiyani

et al. 2024

JMD

View full text Add to dashboard Cite

show abstract

“…Selain itu, tingginya pertumbuhan kredit macet berpengaruh pada perputaran kas pada bank menjadi tidak lancar. Jika hal itu terus berlangsung maka tingkat kredit yang disalurkan bank mengalami penurunan (Setiawati, 2020). Hal tersebut didukung oleh penelitian Taliwuna et al, (2019) dan Sari & Haryanto (2017) yang hasil penelitiannya menyatakan NPF berpengaruh terhadap keuntungan perbankan.…”

Section: Pengaruh Inflasi Terhadap Return On Asset (Roa)unclassified

The Influence of Inflation, Exchange Rate, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) to Financial Sustainability Ratio with Return on Aset (ROA) as Mediation

Himawan¹,

Pertiwi²

2022

AFS

View full text Add to dashboard Cite

ABSTRACT The background of this research is that banks as one of the supporters of the Indonesian economy are required to experience financial sustainability. The FSR ratio is used to determine the growth of a bank and to determine whether the bank is capable or not in continuing its financial performance. The purpose of this study was to determine the effect of inflation, exchange rates, NPF and FDR on FSR at Islamic Commercial Banks in Indonesia in 2016-2020 with ROA as a mediating variable. This research is classified as a quantitative research with a population of 14 BUS registered at OJK. The research sample was determined by purposive sampling method with specified criteria so that there were 13 samples used. Then 65 data were obtained from the 13 samples in the 2016-2020 observation period. The type of data used is secondary data. The analytical method used is multiple linear regression analysis with PLS test using Eviews 10 software. The results show that partially the inflation, exchange rate and FDR variables have no effect on the FSR of Islamic banks. The NPF variable has a negative and significant effect on FSR. And the ROA variable has a positive and significant effect on FSR. The results also show that the variables of inflation, exchange rate, and FDR have no effect on ROA. While the NPF variable has a negative and significant effect on ROA. According to the research results, ROA is only able to mediate the effect of NPF on FSR. ABSTRACTThe background of this research is that banks as one of the supporters of the Indonesian economy are required to experience financial sustainability. The FSR ratio is used to determine the growth of a bank and to determine whether the bank is capable or not in continuing its financial performance. The purpose of this study was to determine the effect of inflation, exchange rates, NPF and FDR on FSR at Islamic Commercial Banks in Indonesia in 2016-2020 with ROA as a mediating variable. This research is classified as a quantitative research with a population of 14 BUS registered at OJK. The research sample was determined by purposive sampling method with specified criteria so that there were 13 samples used. Then 65 data were obtained from the 13 samples in the 2016-2020 observation period. The type of data used is secondary data. The analytical method used is multiple linear regression analysis with PLS test using Eviews 10 software. The results show that partially the inflation, exchange rate and FDR variables have no effect on the FSR of Islamic banks. The NPF variable has a negative and significant effect on FSR. And the ROA variable has a positive and significant effect on FSR. The results also show that the variables of inflation, exchange rate, and FDR have no effect on ROA. While the NPF variable has a negative and significant effect on ROA. According to the research results, ROA is only able to mediate the effect of NPF on FSR.

show abstract

“…Salah satu industri yang sangat memberikan pengaruh pada perekonomian negara adalah sektor perbankan. Keberadaannya menjadi sangat penting yang dapat menjaga kestabilan perekonomian nasional (Sri Setiawati, 2020).…”

Section: Pendahuluanunclassified

Pengaruh Aset Perusahaan dan Legitimasi Organisasi Terhadap Kinerja Keuangan dengan Digitalisasi Sebagai Variabel Moderasi Pada Lembaga Perbankan di Indonesia

Supriatin¹,

Aulia²

2022

JMI

View full text Add to dashboard Cite

Perkembangan digitalisasi di era sekarang sangat berdampak pada kehidupan manusia bahkan sektor industri tanpa terkecuali perbankan. Penerapan digitalisasi pada sektor perbankan dapat memperkuat peningkatan aset perusahaan dan legitimasi organisasi yang berdampak peningkatan kinerja keuangan. Penelitian ini dilakukan dengan metode kuantitatif menggunakan data sekunder. Dengan data yang diambil berupa laporan tahunan yang diperoleh website resmi Bursa Efek Indonesia dari tahun 2016-2020. Hasil penelitian ini menunjukkan hubungan negatif dan signifikan aset perusahaan terhadap kinerja keuangan diukur ROA, hubungan negatif dan signifikan aset perusahaan terhadap kinerja keuangan diukur CAR dan hubungan negatif dan tidak signifikan aset perusahaan terhadap kinerja keuangan diukur BOPO. Hubungan positif dan tidak signifikan legitimasi organisasi terhadap kinerja keuangan diukur ROA, hubungan negatif dan tidak signifikan legitimasi organisasi terhadap kinerja keuangan diukur CAR, dan hubungan negatif dan signifikan legitimasi organisasi terhadap kinerja keuangan diukur BOPO. Sedangkan, hasil menunjukkan bahwa digitalisasi bukan variabel moderasi yang tidak bisa memperkuat atau memperlemah pengaruh aset perusahaan maupun legitimasi organisasi terhadap kinerja keuangan perbankan.

show abstract

Analisis Pengaruh Faktor-Faktor Fundamental Kinerja Bank Dan Makro Ekonomi Terhadap Stabilitas Perbankan Di Indonesia

Cited by 6 publications

References 18 publications

Pengaruh Produktivitas Desa Wisata, Stabilisasi Ekonomi dan Knowledge Management Terhadap Keberlanjutan Usaha (Studi Empiris Pada Balkondes Di Borobudur)

Pengaruh Produktivitas Desa Wisata, Stabilisasi Ekonomi dan Knowledge Management Terhadap Keberlanjutan Usaha (Studi Empiris Pada Balkondes Di Borobudur)

The Influence of Inflation, Exchange Rate, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) to Financial Sustainability Ratio with Return on Aset (ROA) as Mediation

Pengaruh Aset Perusahaan dan Legitimasi Organisasi Terhadap Kinerja Keuangan dengan Digitalisasi Sebagai Variabel Moderasi Pada Lembaga Perbankan di Indonesia

Contact Info

Product

Resources

About