ANALISIS PENGARUH VARIABEL MIKRO dan MAKRO TERHADAP NPF PERBANKAN SYARIAH di INDONESIA

Sudarsono, Heri

doi:10.21043/equilibrium.v6i1.3040

Cited by 24 publications

(38 citation statements)

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“…One of the requirements of the NPF is BI Banks NPF must have less than 5%. In contrast, Supriani & Sudarsono (2018) showed no significant relationship between ROA and NPF in Islamic banks.…”

Section: Discussionmentioning

confidence: 68%

Examining the Correlation Between Islamic Banks Profitability and the Business Cycle in Indonesia

Sholikhin

Supriani

Amijaya

2021

IJIBE

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This study aims to examine the correlation between Islamic banks' profitability in Indonesia and the business cycle, which measured by composite leading Indicator (CLI).�This study used several annual data covering the period from 2004-2018. This study utilizes Islamic banks profitability represent by Return on Asset (ROA) data as the dependent variable, CLI data as the dependent variable, and six control variables including Gross Domestic Product, Inflation, Financial to Deposit Ratio, Capital Adequacy Ratio, Non-Performing Finance, and Operating Costs Operating Income. This study adopted multiple regression analysis by using EViews 9.0 software. This study reveals that CLI has a positive and significant impact on ROA, which indicated that the expansion of business cycle activities would increase Islamic banks' profitability. Thus, this study suggests that Islamic bank should engage with the companies that relied on their business activities in the rill sector to boost their profitability. The limitation of this study is this study adopted Indonesian Islamic banks in general. Therefore, this study does not capture the correlation amongst the variables in the specific Islamic banks and region, which might be different from this result due to the differences in banks' internal conditions, culture, and the business cycle in the various region.

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Section: Discussionmentioning

confidence: 68%

Examining the Correlation Between Islamic Banks Profitability and the Business Cycle in Indonesia

Sholikhin

Supriani

Amijaya

2021

IJIBE

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“…Model ARDL (Auto Regresive Distributed Lag) adalah model yang memasukkan variabel bebas masa lalu, baik itu variabel bebas masa lalu maupun variabel terikat masa lalu dalam analisis regresinya. Ketergantungan antar variabel dependen terhadap variabel independen sangat sukar ditemui dalam keadaan konstan, seringkali variabel independen merespon variabel dependen dengan jeda waktu tertentu atau disebut sebagai lag (Sudarsono, 2018).…”

Section: Metode Penelitianunclassified

Faktor –Faktor yang Mempengaruhi Pembiayaan Mudharabah pada Bank Umum Syariah di Indonesia

Nafis

Sudarsono

2021

JIEI

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In general sharia banking in Indonesia, there are various types of financing offered to customers, one of which is profit-sharing based financing (Mudharabah). Regarding this, the purpose of this study is to determine and measure the relationship between positive and negative and significant or insignificant effects of micro independent variables in the form of TPF, CAR, NPF, FDR, BOPO and macro independent variables in the form of BI Rate and Inflation on the dependent variable, namely PMD. (Mudaraba Financing). In this study using the ARDL (Auto-regression Distributed Lag) regression method with analysis tools, namely the EViews 10 application and for the data used is time series data, the data is also secondary data which is retrieved from the official website of the OJK and BPS Indonesia by retrieving data. from January 2015 - July 2020. It can be concluded that the results of this study show that the independent variables have an effect on micro, namely TPF, CAR, ROA, and BOPO, the results have a negative and significant effect, while the NPF and FDR results are not significant (no influential) and for the independent variable the macro effect is the Bi Rate, the results have a significant negative effect, while for the inflation the results are positive and insignificant (no effect) on PMD (Mudharabah Financing).

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“…Menurut Sudarsono (1995) biaya dalam pengertian ekonomi adalah semua beban yang harus ditanggung untuk menyediakan barang agar siap dipakai konsumen. Jadi dari keterangan di atas dapat disimpulkan bahwa analisis biaya adalah suatu teknik yang digunakan untuk membandingkan berbagai biaya yang terkait dengan investasi dan manfaat yang ingin di dapatkan.…”

Section: Biayaunclassified

Model Perhitungan Biaya Produksi Islami Menggunakan Metode Variable Costing (Studi Kasus Usaha Susu Shi Jeckex Cabang Jogja)

Khoirunnisa

Achiria

2019

JESI

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Every company is required to run its business very well. The success of a company is very much determined by the accuracy and ability of the leader in managing the company. Production costs are one part of the internal steps that must be taken in increasing efficiency. In Islam there is a classification of costs before calculating production costs because not all funds that come out are calculated as production costs. The company can exercise control over activities that do not add value, which refers to cost control to be effective by applying Variable Coasting methods. Because it is seen from the method of calculation, the variable costing approach is more practical and easy to analyze. The results show that, using a calculation with a variable costing approach, the total production costs are lower than the calculation of real use, which is Rp. 55. 718,000 while using the real calculation, the results are greater, which is Rp. It can be seen that the calculation of the company's real production costs is higher than the calculation of production costs using the variable costing method. There is also the main difference between the real calculation of the company and the calculation of variable costing which is located in the treatment of factory overhead costs. The company's real calculations use fixed factory overhead and variable calculations while the variable costing method only calculates variable overhead costs.Keywords : Cost, Productions Cost, Variable Costing

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ANALISIS PENGARUH VARIABEL MIKRO dan MAKRO TERHADAP NPF PERBANKAN SYARIAH di INDONESIA

Cited by 24 publications

References 0 publications

Examining the Correlation Between Islamic Banks Profitability and the Business Cycle in Indonesia

Examining the Correlation Between Islamic Banks Profitability and the Business Cycle in Indonesia

Faktor –Faktor yang Mempengaruhi Pembiayaan Mudharabah pada Bank Umum Syariah di Indonesia

Model Perhitungan Biaya Produksi Islami Menggunakan Metode Variable Costing (Studi Kasus Usaha Susu Shi Jeckex Cabang Jogja)

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