Analisis Perbandingan Kinerja Keuangan Perbankan Konvensional Dan Perbankan Syariah

Dandung, Maria Euphrasia; Amtiran, Paulina Yuritha; Ratu, Marselina

doi:10.35508/jom.v11i1.2319

Cited by 4 publications

(4 citation statements)

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“…However, results show good impact of Covid-19 conditions that can reduce NPF levels. It is supported by (Dandung et al, 2020) who explained that financial performance of Islamic banks is better than conventional banks in terms of profitability and NPF.…”

Section: Discussion Efficiency Levels During and Before The Covid-19 ...mentioning

confidence: 94%

Financial Performance of Islamic Commercial Banks Through Efficiency Levels and Non-Performing Financing Before and During The Covid-19 Pandemic

Afkar,

Hariawan,

Fauziyah

et al. 2024

monex

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The real sector and the financial sector have been affected by the Covid-19 pandemic for approximately 2 years. It condition makes the banking financial sector pay attention to the level of operational expenses efficiency and be careful in channeling financing in order to reduce the occurrence of bad financing caused by defaults from customers. Analysis of the capabilities of Islamic banks in Indonesia in terms of operational cost efficiency and managing problematic financing in conditions before and during the Covid-19 pandemic so that the ability of Islamic banks to manage their financial performance will be known is the aim of this research. Saturated sampling was the technique for sampling this research from the research population of 14 Islamic commercial banks in Indonesia. Documentation is used as a technique in collecting data from the combined financial reports of 14 Islamic commercial banks. Data before the pandemic can be seen from the 2018-2019 financial reports, while 2020-2021 data during the pandemic. Paired sample t-test with Jamovi media was used as a data analysis technique. The findings of this research show that during the Covid-19 pandemic, the level of efficiency and non-performing financing of Islamic banks has decreased, meaning that the financial performance of Islamic banks is better and operating costs are more efficient, problem financing is reduced, so that the potential for increased profitability is higher. Keywords: operating expenses and operational income, non-performing financing, financial performance, Islamic banking, covid-19.

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Section: Discussion Efficiency Levels During and Before The Covid-19 ...mentioning

confidence: 94%

Financial Performance of Islamic Commercial Banks Through Efficiency Levels and Non-Performing Financing Before and During The Covid-19 Pandemic

Afkar,

Hariawan,

Fauziyah

et al. 2024

monex

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“…Jumlah sampel (Komalasari & Wirman, 2021;Mukhtar & Rinaldi, 2019;Parisi, 2017;Suhendro, 2018;Vivin & Wahono, 2017), 2). Variabel dan indicator (Dandung et al, 2020;Ilmi & Wahyuati, 2019;Komalasari & Wirman, 2021;Paramitha & Astuti, 2018;A. M. Putri & Iradianty, 2020;C.…”

Section: Rq6 Keterbatasan Penelitianunclassified

Potret Empiris Kinerja Keuangan Perbankan Syariah Di Indonesia: Systematic Literature Review

Fatmariyah,

Samsuri,

Yazid

et al. 2022

JIEI

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The purpose of this study was to identify the financial performance of Islamic banking whose data were obtained from journals in the period 2017-2021 and how the solution was with a systematic literature review method approach. The results of a systematic literature review show that, 1). The distribution rate of articles in 2017 was 11, in 2018 there were 6, in 2019 there were 7, in 2020 there were 5 and in 2021 there were 2 articles in 31 journals, 2). The research method used by the researchers is a descriptive quantitative approach with a descriptive statistical approach and none uses a qualitative approach or mix methods, 3). The types of performance measurement tools used are mostly financial ratios, 4). The portrait of Islamic banking financial performance is volatile and tends to improve, 5). The solution for Islamic banks is to improve the performance of their financial ratios, and 6). The limitations of the study lie in the number of samples, variables and indicators, period of observation, and analytical techniques.

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“…Banking is one of the financial institutions that plays an important role in the economy of an Indonesian country which functions as a financial intermediary, namely an institution that has a role in bringing together economic actors who are short of funds and economic actors who have excess funds. (Dandung et al, 2020).…”

Section: Introductionmentioning

confidence: 99%

Implementation of Mortgage Rights on the Position of Creditors of Second Mortgage Holders in the Application for Auction Submission

Rianto,

Suriaatmadja,

Jamilah

2024

JLS

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The binding of credit collateral with mortgage rights can be bound by several creditors with more than one mortgage. If the debtor is in default, only the creditor holding the first rank of mortgage rights can submit the auction, as stated in Law Number 4 of 1996 concerning Mortgage Rights. At the time of the debtor's default, the binding of the first-ranked mortgage has been released by the creditor of the first mortgage holder, the second mortgage holder applies for a mortgage auction and is rejected based on the law. The purpose of this research is to find regulations that provide justice to creditors of second lien holders. Implementation based on the principle of justice to the position of the creditor of the second lien holder in the application for submission of the auction. The research method used in this research uses a normative juridical approach, descriptive analysis and prescriptive analysis specifications with secondary and primary data types, data collection through interviews and qualitative juridical analysis methods, comparative heurmeneutic data that interpret and understand the intent of the regulatory text. The results of this study, as well as updates to previous research, the application of the Mortgage Rights regulation has not been based on the principle of justice, based on the value of justice, it should be that if the debtor is in default, the holder of the mortgage right has the right to sell the object of the mortgage right on its own power through a public auction with the first mortgage right holder having the first right to take repayment of its debt from the proceeds of the sale.

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Analisis Perbandingan Kinerja Keuangan Perbankan Konvensional Dan Perbankan Syariah

Cited by 4 publications

References 0 publications

Financial Performance of Islamic Commercial Banks Through Efficiency Levels and Non-Performing Financing Before and During The Covid-19 Pandemic

Financial Performance of Islamic Commercial Banks Through Efficiency Levels and Non-Performing Financing Before and During The Covid-19 Pandemic

Potret Empiris Kinerja Keuangan Perbankan Syariah Di Indonesia: Systematic Literature Review

Implementation of Mortgage Rights on the Position of Creditors of Second Mortgage Holders in the Application for Auction Submission

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