Analisis Rasio Profitabilitas Pada  Pt. Bank Perkreditan Rakyat (Bpr) Cempaka Mitra Nagari Padang

Yanti, Vira Widia; Afriyeni, Afriyeni

doi:10.31219/osf.io/d3qrp

Cited by 5 publications

(5 citation statements)

References 3 publications

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“…Menurut Yanti & Afriyeni (2019) untuk melihat kesanggupan bank dalam mencapai laba pada periode tertentu maka digunakan rasio profitabilitas. Rasio profitablitas menggunakan beberapa rasio keuangan seperti, Return on Asset(ROA), Return on Equity (ROE), Biaya Operasional (BOPO), NetProfit Margin (NPM).…”

Section: Pendahuluanunclassified

Analisis Rasio Profitabilitas Pada PT. Bank Perkreditan Rakyat (BPR) Lengayang

Zahira¹,

Marlius²

2022

Preprint

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The purpose of this study was to determine the Profitability Ratio at PT. BPR Lengayang. The research method used is a quantitative method. The type of data used is secondary data obtained from the Financial Services Authority reports and BPR Publication Reports for the 2019-2020 period. The results of this study indicate that the bank's ROA level has decreased. ROE shows that the bank's ability to achieve net profit is good. In the BOPO position there is an increase and in the BOPO BI standard it is not very good. While the bank's NPM level decreased, the bank was not able to generate a net profit.

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Section: Pendahuluanunclassified

Analisis Rasio Profitabilitas Pada PT. Bank Perkreditan Rakyat (BPR) Lengayang

Zahira¹,

Marlius²

2022

Preprint

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“…menggunakan persediaan uang yang tersedia (ekuitas) untuk menghasilkan keuntungan setelah pajak (Susanto, Heri & Kholis, 2016). Hubungan ini menjelaskan kemampuan memperoleh pengembalian investasi berlandaskan taksiran buku pemegang saham (Yanti & Afriyeni, 2017).…”

Section: × 100%unclassified

Rasio Profitabilitas Laporan Keuangan Studi Kasus PT. Bank Mandiri Di Indonesia Periode 2019-2021

Harahap¹

2022

EKOBIL

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Tujuan– Tujuan penelitian kami ialah untuk mengestimasi dan menganalisis perbandingan profitabilitas PT Bank Mandiri yang ditinjau dari Rasio Biaya Operasional (BOPO), Net Profit Margin (NPM), Return On Equity (ROE) dan Return On Assets (ROA) pada Bank Mandiri IndonesiaTbk 2019-2021. Desain/Metodologi/Pendekatan– Karya penelitian yang dapat dilakukan dengan membaca beberapa buku ilmiah, majalah, tulisan dan artikel yang berkaitan dengan bahasan yang sedang berlangsung. Metodeanalisis data menggunakan kuantitatif dan kualitatif. Hasil Penelitian–Dari rasio BOPO Bank Mandiri tahun 2019 nilai BOPO sebesar 58%, tahun 2020 nilainya sebesar 25,53%, dan tahun 2021 nilanya sebesar 15,68%, Rasio NPM Bank Mandiri pada tahun 2019 sebesar 32, 3%, 20,56% pada tahun 2020 dan 29, 1% pada tahun 2021, dan Dari rasio ROA Bank Mandiri tahun 2019 nilainya yaitu 2,76%, pada 2020 dengan besar 1,46%, dan 2021 nilai besarannya 6,01%. Orisinalitas–Perhitungan terhadap Rasio Profitabilitas pada Bank Mandiri Tbk harus dilakukan tiap tahunnya untuk memantau kemampuan Bank tersebut dalam menangani atau memperoleh keuntungan. Oleh sebab itu penelitianini menganalisis laporan keuangan pada Bank Mandiri Tbk untuk mengetahui Rasio Profitabilitas periode 2019-2021.Kata kunci- Profitability Ratios, BOPO, NPM, ROA, ROE.

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“…According to Kusmayadi (2017), based on Circular Letter Number 13/24/DPNP dated October 25, 2011, the Central Bank of Indonesia determined that an ROA of 1.5 percent was categorized as healthy. ROA is obtained using the formula: ROA = Earning before tax x 100% Average of Total Asset According to Yanti and Afriyeni (2007), the Decree of the Board of Directors of Bank Indonesia Number 30/12/KEP/DIR dated April 30, 1997 determines that a healthy BPR has a maximum BOPO of 93.52% because if the BOPO ratio exceeds the predetermined number it is even close to 100 % then the bank can be said to be inefficient in carrying out its operational activities. The BOPO formula is: BOPO = Total Operation Expense x 100% Total Operation Revenue…”

Section: Samples and Sampling Techniquesmentioning

confidence: 99%

Analysis of Profitability Performance: The Comparison of BPR Kota Baru and BPR in South Kalimantan Province During Covid-19 Pandemic Period

Supeno¹

2021

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The impact of the Covid-19 pandemic is strongly felt for the Rural Banks (or BPR) industry operating in South Kalimantan province. This study is a case study of BPR Kota Baru operating in South Kalimantan Province. Based on the financial report published by Financial Services Authority (or OJK), the BPR Kota Baru is one of the banks that has the best Return On Asset (ROA) performance, because the ROA ratio continues to grow during the Covid-19 pandemic. The purpose of this study is to find out the extent of the performance of Return On Asset or ROA of BPR Kota Baru compared to the ROA Performance of some BPR in South Kalimantan Province before and during the Covid-19 pandemic has a positive ROA. Analysis of research data is sourced from the financial statements of conventional BPR publications accessed on the website of OJK. This study conducts comparative research methods and finds that during the Covid-19 pandemic the ROA of BPR Kota Baru for September 2020 is 6.74% while the average ROA ratio of other BPR is 4.80%. On asset management and operational cost efficiency to operating income (BOPO), the management of BPR Kota Baru manage to improve profitability capability in the midst of the Covid-19 pandemic in the position of financial statements published in September 2020.

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Analisis Rasio Profitabilitas Pada Pt. Bank Perkreditan Rakyat (Bpr) Cempaka Mitra Nagari Padang

Cited by 5 publications

References 3 publications

Analisis Rasio Profitabilitas Pada PT. Bank Perkreditan Rakyat (BPR) Lengayang

Analisis Rasio Profitabilitas Pada PT. Bank Perkreditan Rakyat (BPR) Lengayang

Rasio Profitabilitas Laporan Keuangan Studi Kasus PT. Bank Mandiri Di Indonesia Periode 2019-2021

Analysis of Profitability Performance: The Comparison of BPR Kota Baru and BPR in South Kalimantan Province During Covid-19 Pandemic Period

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