The biogeochemical cycling of soil elements in ecosystems has changed under global changes, including nutrients essential for plant growth. The application of biochar can improve the utilization of soil nutrients by plants and change the stoichiometry of carbon (C), nitrogen (N), and phosphorus (P) in plants and soil. However, the response of ecological stoichiometry in a moss crust-soil continuum to local plant biochar addition in a desert ecosystem has not been comprehensively explored. Here, we conducted a four-level Seriphidium terrae-albae biochar addition experiment (CK, 0 t ha−1; T1, 3.185 t ha−1; T2, 6.37 t ha−1; T3, 12.74 t ha−1) to elucidate the influence of biochar input on C: N: P stoichiometry in moss crusts (surface) and their underlying soil (subsurface). The results showed that biochar addition significantly affected the C, N, and P both of moss crusts and their underlying soil (p < 0.001). Biochar addition increased soil C, N, and P concentrations, and the soil N content showed a monthly trend in T3. The C, N, and P concentrations of moss crusts increased with the addition levels of biochar, and the moss crust P concentrations showed an overall increasing trend by the month. Moreover, the soil and moss crust C: P and N: P ratios both increased. There was a significant correlation between moss crust C, N, and P and soil C and N. Additionally, nitrate nitrogen (NO3−N), N: P, C: P, EC, pH, soil moisture content (SMC), and N have significant effects on the C, N, and P of moss crusts in turn. This study revealed the contribution of biochar to the nutrient cycle of desert system plants and their underlying soil from the perspective of stoichiometric characteristics, which is a supplement to the theory of plant soil nutrition in desert ecosystems.